If we where to stay at the Wildernesss Lodge now it would cost us over $3200.00 during choice season. QUOTE]
WOW! And Double WOW! $3200 is a Ton of Money! When the dentist recommended braces for the kids and I discovered it wat $5K I went on the net to see if I could do it myself! I guess I am thrifty!
Had we taken a WDW vacation as a family we would have never laid out that type of money! For me
DVC is not pre-payed a vacation - it is insuring luxury accomodations for a lifetime! I had no issue forking over $12K and then $500 a year - cause - I knew we were getting a quality room and a A++++ resort for 40 years!
Please tell your husband that for the money you are spending you are buying an asset - an asset that can be resold if disaster strikes! No longer are you chucking $3200 out the window!
Ok - I am the only Husband on this board who was in the reverse situation trying to cajole my wife in to buying. Let me give you some helpful hints on how to handle hubby from here on out:

First time home when he see's what DVC has to offer you say: "I am so glad you felt this was the right idea".

In year two you say "Wow - I was never really sure this was for us! Thank god you saw the possibilities!"

: In year three when he says: "I told you that this DVC was a great idea - are you not glad I suggested it?" You say: "You are brilliant - and yes - while I would not suggest an add-on - I will trust you on this one - LETS GO FOR IT!"
hehehehe.