How much to save?

[Tattylou]

OP is Canadian, so the Target REDCard thing won't work for her. But even if it did work for Canadians, their exchange rate with the $USD is very poor right now ($1CDN = 75¢ USD). Buying Disney GC with Canadian money would lock her in at that lousy exchange rate. Better for her to do as @mi*vida*loca suggested and just set money aside until she's either ready to pay for her trip or the exchange rate improves.

Ah, yes, very good points. I wasn't even thinking of the Canadian factor.