We try to stick with $4,000 annually but go away once a year on a big trip. This is because right now my little one is only 13 months so he goes free. This year we are driving down to FL, a 2-week trip total. Between Disney (hotel, tickets,
DDP) and all the hotels we are staying in for the remainder of the 2 weeks, it will cost $2697 (tax included and breakfast is also included at all the hotels we are staying at besides Disney). We are doing our breakfasts in the hotel room at Disney except for 2 character breakfasts on our trip, to save both time and money. We figure gas will cost roughly $600 for the entire trip, if it does go up to $5 a gallon by 5 weeks from now. As far as lunches and dinners on the rest of the trip, we don't eat at fancy places so that should not be a problem. Also planning on bringing the boys' and our favorite snacks on the trip and replenishing them in Boca Raton (before Disney we go there for 4 nights) at Publix. On our stop in North Carolina, the boys and us will be tired from the long drive from NYC (and on the way back up we stop there after Disney), so we found a Pizza Hut that delivers to our hotel. Again it is inexpensive, plus my boys can relax with us in the room rather than be confined to sitting in a restaurant, after being confined to the car all day.
The one meal we are treating ourselves to is that we are trying to get into the Lady & Sons restaurant in Savannah, GA (we are staying there one night...this restaurant is Paula Deen's famous one and I am a huge fan of hers!). It is a little pricier than the other places but manageable for us. If we can't secure a priority seating for our preferred restaurant there is another one Paula Deen recommends and it is in the same price range.
We are also going to Maryland for 2 nights on the way back home to visit some of my old college friends (I'm a Univ. of MD College Park alumna). I know the cheaper and really good places to eat there because I only graduated 9 years ago and they are all still there!
Let me also add that both DH and I are teachers, so we are not rich people by any means! But we certainly work hard enough both at work and at home that we feel we deserve a nice vacation annually. We don't indulge in things like a cleaning lady, designer clothes, luxury cars, expensive jewelry, etc. We feel it is more important to have a great vacation every year and those other things are not a big deal to us. I have no problem shopping at Kohl's, Target, etc., having my wedding band and engagement ring being my most precious jewelry (they should be anyway!), driving my Honda Odyssey, cleaning my own house (even though all my friends have a cleaning lady once or even twice a week!). All well worth it to me!
Whatever you budget for your vacations, keep in mind, you will have fun no matter what you do, especially if you are at Disney! I would dream of staying at a monorail resort but that is not in our budget at this point so we opted for Pop Century. The convenience of the monorail would be great with little ones but it is not that big a deal to pay close to $1000 more for my vacation to stay there!
-Bonnie