We made a placeholder on our last cruise and then a month later changed that placeholder into an actual European cruise that we felt that we would be able to set aside the money and pay off by the paid in full date. Now , with the airfare, pre cruise hotel and very expensive excursions, I am not so sure we will have the money saved by the paid in full date. If I push it back to a date past the 2 years I know I will lose my 10% discount, but can I push it to the same cruise a year later, even though that would be past the 2 year mark or is this basically a cancel and rebook situation?