How Many Pts. Do You Borrow

barbnbrian

I'm a Redhead, too!
Joined
Apr 29, 2001
Messages
709
OK I've read the thread about those that are always borrowing. My question is, how much borrowing is too much?

We're new DVC owners with a March UY and have already borrowed into 2006 and haven't even made our 1st trip home! We bought 240 pts. So far, we've booked a Studio for Memorial Day Weekend (1st trip home will be just me & DH!), we've got a 2 bedroom and a studio booked for August for my family of 5 plus DS & her family of 4. So now I've borrowed 51 pts. from 2006 and leaves us with a balance of 189 pts for 2006. I really want to add on a Saturday night stay for my 2 bedroom for the Aug. trip which would cost me another 65 pts., leaving a balance of 121 pts. for 2006 if I decide to do this.

For July 2006, we want to take another 5 night trip and this time bring DH's sister & her family. Again we will need a 2 bedroom and a studio to accomodate everyone. Since we will only have 121 pts. left, I'll then have to borrow 124 pts. from 2007!

Am I borrowing too much? I hate the fact that Fridays and Saturdays are almost double the number of points of Sun. through Thurs. nights. Part of me wants to be practical and just be happy with the Sun. through Thurs. nights, but the other part of me wants to add the Sat. night stay.

I can definitely see us borrowing points each year, but how much is too much?
 
Have you considered paying cash for Saturday night? Maybe your sister will split the cost with you since she's getting a week's vacation out of it.
 
My sister and her family aren't checking in until Sun. I wanted to check in a day earlier before all the kids start going crazy together and have one night with just my husband and children. Not sure how much the Sat. night stay would cost me if paying cash, but I don't think it would be cheap. I did consider staying at another Disney resort for the Sat. night if a good code came out, but I hate the thought of having to change resorts the next day.
 













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