Right now we have 275 points-175 at VWL and then a 100 point add-on at BCV, just for my solo trips. In a few years we might try to trade the VWL points for OKW somehow. When we bought, VWL was all that was available thru Disney and we didn't know about the resale market. Now we do, but since we just bought a new home, we're not financially ready, but in a few years-besides we want to get ready for l-o-n-g retirement trips to OKW in a few more years, so we'll need more points.