how many point to stay the whole year at DVC

[kniquy]

So I just saw the over 1000 point club. I can't imagine what those MF look like -- yikes!! That got me thinking -- could someone stay at DVC for a year straight? I think there is a 30 day limit, but if you switched resorts couldn't you stay an entire year? How many points would you need to do this? Has anyone ever figured it out? Just curious

 

[miTnosnhoJ]

For VGF, I would estimate 8000 points would get you a standard view studio all year. To get this, I looked at a week in Dream season and multiplied by 52.

 

[com_op_2000]

I believe there is a limit to the number of points you can own. If I remember correctly, you can only buy enough to go 1/2 of a year at any one resort.
I suppose you could rent the rest of the year from someone else. I also, suppose you can buy two months worth of points at six different HRs and then rotate through the six resorts twice during one year.

Someone posted awhile back about living in their condos for two years straight included in that was DVC and other weekly condos that they had purchased.

 

[Simba's Mom]

I do know that there's a 30 day limit per resort, but I don't know why staying at some different WDW resorts wouldn't work. I was talking to a front desk CM at HHI recently, and she told me that they have some "winter Disneyites" who stay at HHI for 30 days, then Orlando for 30 days, then back to HHI for 30 days, then...throughout the wintertime, so they avoid winter at home (someplace up north).

 

[BillPA]

Check this link:

http://www.dvc-rental.com/index.php?option=com_k2&view=item&layout=item&id=134&Itemid=295

enter dates and wait a few seconds for the results.

OKW 1 BR 10,386 points for the full year. I wouldn't stay that long in anything smaller.

 

[Disneycouple99]

So on the low end a value studio at AKV would cost you 4302. On the high end VGF lake view studio is 9453. Now a GV is 53,429 and a Bungalow is 53,750.

 

[lullwater]

I’ve come to recognize three different woman at Disney who are at Magic Kingdom almost every night. Security recognizes them as local. CM’s think they must be living year round at DVC. I feel one or all of them live at Golden Oaks or the Four Seasons. One of them will occasionally meet her friends in Disney themed character pajama’s; albeit glammed up with jewelry and ribbons. They know of many loopholes to the chagrin of Disney staff. Haven’t seen them ever go on a ride, just serenade through the park and meet up at the same spot with their buddies. They give a new meaning to the word Disneyphile.

 

[Dean]

The issue of residency oft quoted appears to be bogus. If one is over 30 days, the eviction rules are different and more difficult for the hotel.

 

[lullwater]

If one is over 30 days, the eviction rules are different and more difficult for the hotel.

Good point. Depending on local law, after 30 days in many places residency issues come into play. I remember something about the tax rate being lower or not applicable as well, but it may depend on the locale.

 

[drusba]

Not sure where that 30 day limit to any stay at the same resort came from. Your only limit to your length of stay in the same resort is the number of points you have to use. You cannot book more than 30 days online at one time but that is a system limitation not a DVC limitation and you can book more by calling MS. There was at one point (do not know if it still exists), a 30 day reservation limit for booking Disney hotels in general or DVC rooms by the general public but that was also mainly a system limitation as you could still make multiple 30 day reservations for the same resort and room size.

Where there is a limit is on the number of points you can own. If you purchased from Disney, you will find the limit in your purchase agreement. The limit that I last saw in an agreement several years back was the one that existed essentially for forever until that time, 2,000 at any one resort and 5,000 total, and 2,000 at one resort would not allow for a year's stay anywhere, but 5,000 may, such as possibly in a value studio at AKV or a studio at OKW. Also, that is a per member limit that could be easily doubled if a couple were to just purchase separate memberships. You can get the total number of points for any room category by just doing the math off an annual points calendar. I know some have done that before for some rooms but I cannot recall where I saw that and, of course, you have the example numbers given above.

 

[WDWNY]

I believe there is a limit to the number of points you can own. If I remember correctly, you can only buy enough to go 1/2 of a year at any one resort.

When we did the DVC tour I believe the guide told us you can only own up to 3000 points at a resort.

 

[Simba's Mom]

When we did the DVC tour I believe the guide told us you can only own up to 3000 points at a resort.

Can you bank and borrow, so you have up to 9000 points? How about Husband and Wife each individually own points? Just curious as to people trying to max out their points.

 

[BillPA]

That would be over $55,000 in dues for the 3 years, to spend 1 year at Disney. On the plus side, you would get a great daily rate with an AP.

 

[WDWNY]

Can you bank and borrow, so you have up to 9000 points? How about Husband and Wife each individually own points? Just curious as to people trying to max out their points.

We didn't ask about that 3000 points wasn't really an option at $163 a point

 

[Dean]

Not sure where that 30 day limit to any stay at the same resort came from. Your only limit to your length of stay in the same resort is the number of points you have to use. You cannot book more than 30 days online at one time but that is a system limitation not a DVC limitation and you can book more by calling MS. There was at one point (do not know if it still exists), a 30 day reservation limit for booking Disney hotels in general or DVC rooms by the general public but that was also mainly a system limitation as you could still make multiple 30 day reservations for the same resort and room size.

Where there is a limit is on the number of points you can own. If you purchased from Disney, you will find the limit in your purchase agreement. The limit that I last saw in an agreement several years back was the one that existed essentially for forever until that time, 2,000 at any one resort and 5,000 total, and 2,000 at one resort would not allow for a year's stay anywhere, but 5,000 may, such as possibly in a value studio at AKV or a studio at OKW. Also, that is a per member limit that could be easily doubled if a couple were to just purchase separate memberships. You can get the total number of points for any room category by just doing the math off an annual points calendar. I know some have done that before for some rooms but I cannot recall where I saw that and, of course, you have the example numbers given above.

I mentioned it because in general it's an issue in many states and that was my only reference. I'm not sure what WDW's policy is or the FL law on this issue. My main point for posting was that often people quote the residency issue and this is a myth from what I can find.

 

[KAT4DISNEY]

When we did the DVC tour I believe the guide told us you can only own up to 3000 points at a resort.

There's both a limit at a resort and then a different limit for total points owned. It was modified a few years back and I'm not certain what the new numbers are.

 

[drusba]

I mentioned it because in general it's an issue in many states and that was my only reference. I'm not sure what WDW's policy is or the FL law on this issue. My main point for posting was that often people quote the residency issue and this is a myth from what I can find.

Residency is always an issue of intent; time at a residence (such as 30 days in some states) may help in creating some presumptions of residency in a state, but that can be defeated by evidence of lack of intent to be a resident. To prevent members from claiming Florida residency, the DVC resort Declarations provide in section 12, which is applicable to use restrictions:

"No Domiciliary Intent. No person or party may enter, stay, or dwell on or about the Condominium Property with the intent or desire to become legally domiciled in the State of Florida or any political subdivision of the State of Florida merely as a result of such entrance onto or occupation of the Condominium Property, and all such persons or parties waive, release and remise any such intent or desire. No person or party may enter, stay or dwell on or about a Unit or a Vacation Home with the intent that the Unit or Vacation Home become that person's or party's prinicipal dwelling. and such person or party will maintain a principal dwelling at all times at a location other than within the confines of the Condominium Property."

The above is from the BLT Declarations, section 12.14; like language appears in the other resorts' declarations. That is enough to defeat any claim that one is a resident of Florida, or that the DVC resort is the person's principal place of residence, if one stays for a long time in a DVC room.

 

[miTnosnhoJ]

Residency is always an issue of intent; time at a residence (such as 30 days in some states) may help in creating some presumptions of residency in a state, but that can be defeated by evidence of lack of intent to be a resident. To prevent members from claiming Florida residency, the DVC resort Declarations provide in section 12, which is applicable to use restrictions:

"No Domiciliary Intent. No person or party may enter, stay, or dwell on or about the Condominium Property with the intent or desire to become legally domiciled in the State of Florida or any political subdivision of the State of Florida merely as a result of such entrance onto or occupation of the Condominium Property, and all such persons or parties waive, release and remise any such intent or desire. No person or party may enter, stay or dwell on or about a Unit or a Vacation Home with the intent that the Unit or Vacation Home become that person's or party's prinicipal dwelling. and such person or party will maintain a principal dwelling at all times at a location other than within the confines of the Condominium Property."

The above is from the BLT Declarations, section 12.14; like language appears in the other resorts' declarations. That is enough to defeat any claim that one is a resident of Florida, or that the DVC resort is the person's principal place of residence, if one stays for a long time in a DVC room.

The Domiciliary Intent clause seems to be targeted at members who finance their purchase of DVC points. In Florida, a husband and wife in bankruptcy can protect their primary home from being foreclosed. This seems to give Disney ammunition to say that this does not apply to your DVC purchase, and therefore they can lend the money without fear of losing it to this portion of Florida law.

Many people like Florida residency for tax purposes - no state income tax. For this, I think you just need to show that you reside in Florida for just over half the year. But I'm sure there are a lot of nuances to this as well.

I am not a lawyer, the above is just my understanding.

 

[drusba]

The Domiciliary Intent clause seems to be targeted at members who finance their purchase of DVC points. In Florida, a husband and wife in bankruptcy can protect their primary home from being foreclosed. This seems to give Disney ammunition to say that this does not apply to your DVC purchase, and therefore they can lend the money without fear of losing it to this portion of Florida law.

Many people like Florida residency for tax purposes - no state income tax. For this, I think you just need to show that you reside in Florida for just over half the year. But I'm sure there are a lot of nuances to this as well.

I am not a lawyer, the above is just my understanding.

The domiciliary intent clause is there to prevent someone from claiming residency in Florida or the Reedy Creek Improvement District based on staying at a DVC resort. If someone could claim they are a resident based on staying at the DVC resort, they could claim what Disney would consider the most horrible thing in the world, the right to vote in the Reedy Creek elections, i.e., Florida's law protecting homeowners from debtors is likely secondary to that concern. Florida laws on residency are similar to residency laws elswhere and they all speak of intent to make a place your principal place of residency (often phrased in terms of "domicile') and you can establish such intent via such things as having stayed at a residence for some designated period of time, working in the state, having a driver's license in the state, having your kids enrolled in school in the state and other ways. However, any such intent to establish residency in Florida if the place you are claiming residency is the DVC resort is defeated by the clause in the declarations and that includes for any income tax purposes (although for the income tax benefit, all you need to establish is that you are not a resident of any other state and thus need not pay taxes in another state; you can be a US citizen and have no state residency; many living abroad have done just that; you do lose benefits doing that, e.g., you cannot get a state voting card to vote anywhere; your kids have no state college for in-state tuition).

You could, for example, separately rent an apartment in Florida, get a driver's license, get a job in Florida, and thus possibly become a resident even if you stay most of the time at the DVC resort but you cannot validly claim the DVC resort is your permanent residence or that staying there gives you any claim to being a resident. And I am speaking as a lawyer.

 

[Dean]

The domiciliary intent clause is there to prevent someone from claiming residency in Florida or the Reedy Creek Improvement District based on staying at a DVC resort. If someone could claim they are a resident based on staying at the DVC resort, they could claim what Disney would consider the most horrible thing in the world, the right to vote in the Reedy Creek elections, i.e., Florida's law protecting homeowners from debtors is likely secondary to that concern. Florida laws on residency are similar to residency laws elswhere and they all speak of intent to make a place your principal place of residency (often phrased in terms of "domicile') and you can establish such intent via such things as having stayed at a residence for some designated period of time, working in the state, having a driver's license in the state, having your kids enrolled in school in the state and other ways. However, any such intent to establish residency in Florida if the place you are claiming residency is the DVC resort is defeated by the clause in the declarations and that includes for any income tax purposes (although for the income tax benefit, all you need to establish is that you are not a resident of any other state and thus need not pay taxes in another state; you can be a US citizen and have no state residency; many living abroad have done just that; you do lose benefits doing that, e.g., you cannot get a state voting card to vote anywhere; your kids have no state college for in-state tuition).

You could, for example, separately rent an apartment in Florida, get a driver's license, get a job in Florida, and thus possibly become a resident even if you stay most of the time at the DVC resort but you cannot validly claim the DVC resort is your permanent residence or that staying there gives you any claim to being a resident. And I am speaking as a lawyer.

That's a technical issue related to voting in the district and to claiming discounts, my reference was that for hotels and timeshares in general often people erroneously think that a certain length of stay equates to state residency and this is not the case.