We are good with points at DVC. We have 260 at OKW and 200 BCV. With dh's limited vacation time, one son in college, another one going in less than two years and private school for my daughter is more than enought for now. If I was in the market though for more vacation time - I would also look into a Marriott or try to become a "snowbird" down the road and buy a condo down south.