So the 5% off your purchase using your target debit card applies to gift cards also? I just got my target debit card and we leave for our trip in 5 days. If this is true I plan on visiting our target and stocking up
Thanks!!
You apply for a Target Debit card at Target - I think mine took about a week to show up, but they gave me a temporary card to use until then. You get 5% off everything you buy at Target, and it is direct debited out of your checking account (I assume this is their way of getting around paying the fees to Mastercard/Visa.)
Then you buy Disney cards with the Target debit card, and you save 5% off your purchase, and then can use the website (or call) to apply the gift cards to your trip balance.
I wish they had those that you could tell them how much to put on it....that would make it so much easier wouldn't it. I'm thinking I'll pick one up everytime I go to Target (our trip isn't until October) and that way I can use them on souvenirs or other little things that come up. I don't want to pay for our trip with them though.....if something ever happened and we had to cancel they refund you on those gift cards....that would be a huge hassle I'm sure. Not to mention then I'd have $3000+ on Disney gift cards that I'd have to hold on to until our next trip. LOL I realize the 5% is a great deal but I just can't buy that many.
I'm a little unclear about how the gift cards can save you. Do they charge sales tax on the gift card? If so, what is the benefit? I use my Target debit card, because the 5% savings is the same as the sales tax. I'm definitely interested in saving money![]()
I'm a little unclear about how the gift cards can save you. Do they charge sales tax on the gift card? If so, what is the benefit? I use my Target debit card, because the 5% savings is the same as the sales tax. I'm definitely interested in saving money![]()
I bought 28 at one time. That's the most I could buy since that's all they had. Mine doesn't stock a whole lot and it takes a while to get more so I wouldn't wait until the last minute just in case they have none.
I also took cash with me so I rang up my GC transaction on my redcard then went to CS and applied the cash towards my acct.