I am one of those people who doesn't know enough to get in out of the rain--I have my doctorate in education, which I finished at 48 years of age. That was so tough--there were 3 of us incollege that last year, fortuneately DH does know to come in out of the rain, and kept everyone on track. We spent $45,000 on education that year! I continued working toward my doctorate while having babies and teaching, so someone had to be in charge! I didn't plan on finishing the doctorate, but it was important to my family that I finish, and DVC helped so much. When I was overwhelmed and stressed out about trying to do it all, DH would arrange a trip to Florida for me to veg out for a few days. He's such a wonderful man! I'd be a mess without him!