I paid part in November last year. My grocery store had a fuel perks promo for gift cards and I bought some. I didn’t want them sitting around so I went in and applied to my account. I have BWV and VGC contracts. My VGC is smaller and I applied it to that contract. When they processed the bills in December, they ended up splitting the credit. Really no big deal but I wanted to pay VGC off early. I’ve been buying a $100 card every month or so to get perks.