Thanks Tony. Heard back from MS, and that is basically what they told me. We have three sub-contracts, all same use year, all same resort. We want to sell one of them, and unfortunately, the one we want to sell is the one that MS took the points out of for an upcoming trip (that I can't cancel). I also discovered that MS had not applied banked points to that reservation. Now trying to see if they will at least sort that out.