You aren't prepaying when you make your PS's or whatever they're called now--you're putting down a credit card deposit to hold it for you, which won't actually be put onto your card unless you don't show up.![/therQUOTE]
I can't answer the OP's question, however, when it comes to HDR you ARE charged on your credit card when you make your PS (or now AR). I made my PS in Feb for Aug and my card was indeed charged. I was told I would be credited if I cancel with 48 hrs notice. It is different with a PS for regular dining.I did not have to give a cc # for character meals or regular dining, just for FDP for H&V. I was told for that package I would NOT be charged until that day, however if we were a no show or didn't give 48hrs notice to cancel I would be charged $10 pp.

90 day dance