We never used point but just got back from a cruise with Holland America. We were on the Zuirderdam. The cruise was great and the service wonderful. We will probably cruise with them again. I had forgotten we could use points with them. Wish I had remembered. It is a more adult cruise with not as many children. We went to Costa Maya, Mexico; Grand Cayman, and Key West. We also went to their private island which is shared with Carnival. I think you would enjoy it very much, but if you have children they may not. They do have a childrens area for intertainment, but I can't tell you anything about it. Email me if you want more information.
Merilyn