We did an add-on at HH in August and we just now got the paperwork. The reason is they now have to send it to attorneys in South Carolina to review. Does anyone know anything about this and if so, are there any downsides to this? We haven't read through it all yet, but I did notice it gives instructions on wiring the remaining amount to the attorneys, not to Disney. We were planning on using a low interest credit card check to pay the remainder. It looks more complicated than what we've done in the past when buying through Disney. Has anyone else gone through this new process? I'm wondering if we should cancel this and do an add-on at a WDW resort even though it's only 36 points.