I'm new to scrapbooking but I've been shopping for months - just picking up whatever caught my eye. So now I have all this stuff and I'm ready to actually create something but I realize I can't make any frames or large cut-outs. I had purchased templates to use with plain old scissors - but they're just a pain to use. So I need to buy a cutting system (not sure if that's the right term)...it has to be reasonably priced, versatile and meet most of my cutting needs. Any suggestions?