The rates you listed for the moderate resorts sound high.
Try the following and see what you get. You are in the regular season so with this code it should be about $94 per night before taxes.
October-December Discount Code
For check-ins 9/30/04-12/25/04: ask for Code BAT and get special discounted rates at select Walt Disney World resorts. These discounts are supposedly not available for check-ins 11/10/04-11/13/04 and 11/23/04-11/27/04, but a few people have reported getting the discounts during those periods. Rates will vary by season. Some sample rates:
· Value Resorts (All Stars and Pop Century) - $55 standard, Value season; $74 standard, Regular season
· Moderate Resorts - $85 standard, Value season; $94 standard, Regular season
· Wilderness Lodge - $149 courtyard view, Value season
· Ft. Wilderness Cabins - $169, Regular season
· Boardwalk/Beach Club/Yacht Club - $209 standard, Value season; $229 standard, Regular season
· Grand Floridian - $259 garden view, Value season; $284 garden view, Regular season
· Other resorts, room types and views are available at varying prices!
You must make your reservations by 10/10/04.
http://www.mousecode.com/disneyresorts.html#bat
BTW - If you have an AP the rates could be even lower.