I just got off the phone with a CM on the 407-WDW-DINE line. I specifically asked how the credits work. I was told you may NOT use a child credit for an adult meal and that the credits are NOT pooled. She told me that the restaurant would swipe EACH card for EACH member of the party (unless you want to pay cash).
When I booked this package, I was told the credits were pooled. And I was told you only needed to use one card while paying the bill.
Why is it you never get the same answer twice?

I just want to know what the exact rules are so we can use this plan to suit our needs best.
Last year we had the "Silver Plan" and all the credits (called wishes at the time) were pooled together. So I'm wondering if some CMs still have these rules in their heads?
Anyone figured this out yet? Have you paid with one card, or have you paid with individual cards from all party memebers? Thank you!!!!!!!!