I was going to suggest Lutsen Minnesota - which is less expensive than Colorado or Vermont (generally speaking) and a quiet little ski resort town on the North Shore of Lake Superior with several RCI options either right there, or half an hour away. Then I remembered that its a five and a half hour drive from the Twin Cities - beautifully scenic for the last hour and a half as you drive along Lake Superior, and four hours of easy freeway - but even freeways aren't easy if it IS snowing - even for those of us that drive in it for four months a year. You could fly into Duluth - but then you are still driving an hour and a half (in good weather) up the Superior shore.
You could, as was suggested, rent points and then go to a city that has snow - and some form of public transportation or use cabs. The Twin Cities has ice rinks with skate rental and cross country skiing with ski rental in many of their parks. Wirth even has snow tubing with a rope (which is a lot easier than skiing

) Public transportation here isn't great, but cabs are easy to get.