There is a difference between a cash cruise you booked through Costco and a point/cash cruise booked through DVCI finally pulled the plug on a booking for a cancelled cruise that I had booked and paid for about 2 years ago. The $5000 was refunded to my credit card within a week. They can just refund your credit card. They knew exactly how much I paid for the cruise - it also had FCC wrapped up in the booking also. No special department was contacted. I called Costco, who got DCL on the line.