Help me understand

[gwylie]

To make reservations at a resort, you can make reservations but at the time the vacation is completed, all of the points for the vacation must come from that resort.

For example: I have 150 BWV points. I make a reservation at BWV for 9 months away that cost 225 pts. In that 9 month period between when I made my reservation and complete my reservation I couldn't go purchase 75 AKV pts and use those to pay for my 225 pt vacation OR can I?

Some of this is crystal clear but some of it is murky.

 

[chicagoshannon]

At 7 months out you could use the AKV points at BWV but you'd have to still use some of the BWV points. You'd have to either transfer your AKV points over and basically rebook everything or cancel 75 points worth of the vacation and rebook that part with the 75 AKV points.

You can't book resorts that aren't your home resort until 7 months out.

 

[CarolynFH]

To make reservations at a resort, you can make reservations but at the time the vacation is completed, all of the points for the vacation must come from that resort.

For example: I have 150 BWV points. I make a reservation at BWV for 9 months away that cost 225 pts. In that 9 month period between when I made my reservation and complete my reservation I couldn't go purchase 75 AKV pts and use those to pay for my 225 pt vacation OR can I?

Some of this is crystal clear but some of it is murky.

To take advantage of the 11-7 month booking advantage that resort owners have, the reservation must be booked and paid for with points from that resort. Only reservations booked at 7 months or closer to checkin can be paid for with non-home resort points. So, to answer your specific question

In that 9 month period between when I made my reservation and complete my reservation I couldn't go purchase 75 AKV pts and use those to pay for my 225 pt vacation OR can I?

no, you can't use AKV points to pay for your BWV reservation unless you cancel part of your BWV reservation (75 points "worth") and rebook using AKV points.

 

[chalee94]

For example: I have 150 BWV points. I make a reservation at BWV for 9 months away that cost 225 pts. In that 9 month period between when I made my reservation and complete my reservation I couldn't go purchase 75 AKV pts and use those to pay for my 225 pt vacation OR can I?

Some of this is crystal clear but some of it is murky.

You can use BWV pts to book BWV at 11 months out. They can be banked BWV pts, current BWV pts, borrowed BWV pts or BWV pts transferred into your DVC membership from a BWV owner - but you need BWV pts to book BWV at 11 months out.

At 11 months out, you can never use AKV pts to book BWV. Never ever.

You cannot sub out AKV pts for BWV pts after the 7 month window opens unless there was availability for BWV anyway at 7 months (i.e. not counting the room you are holding with BWV pts).

You cannot defeat the home resort priority. There is no murk whatsoever.

 

[4luv2cdisney]

To make reservations at a resort, you can make reservations but at the time the vacation is completed, all of the points for the vacation must come from that resort.

For example: I have 150 BWV points. I make a reservation at BWV for 9 months away that cost 225 pts. In that 9 month period between when I made my reservation and complete my reservation I couldn't go purchase 75 AKV pts and use those to pay for my 225 pt vacation OR can I?

Some of this is crystal clear but some of it is murky.

To be clear, you cannot make a 225 point reservation with 150 points. I'm not sure if that's what you mean, but that's kind of how it sounds to me.

You can use banked and borrowed points, so if your 150 points is your contract amount, you can technically have up to 450 points available to use at one time (Well, only 375 with the current restrictions). But if you're saying you only have 150 usable points, you cannot make the hypothetical reservation at all.

When you make the reservation, you "spend" the points. If you cancel, they can be returned (subject to the rules/ conditions).

 

[Sandisw]

Basically, 7 months or less, you can rebook any of those nights that are still available...beginning or end of the trip.,,using AKV points and then drop those nights from the one made during home resort booking.

Any nights not still available have to stay booked using BWV points.

 

[gwylie]

Again, not trying to be the pain ---- but I got 150 BWV points. I book BWV at 11 months. I can only book 150 pts worth of weeks at that time, but can't I borrow 150 from my following year? Couldn't I rent an additional 24 pts from Disney? Couldn't I get a transfer for xxx pt from another BWV owner? Then technically they are all BWV points....

Based on what I'm reading above I would have to have those points AT THE TIME OF BOOKING, but they aren't taken from me until I take the vacation...

 

[4luv2cdisney]

Again, not trying to be the pain ---- but I got 150 BWV points. I book BWV at 11 months. I can only book 150 pts worth of weeks at that time, but can't I borrow 150 from my following year? Couldn't I rent an additional 24 pts from Disney? Couldn't I get a transfer for xxx pt from another BWV owner? Then technically they are all BWV points....

Based on what I'm reading above I would have to have those points AT THE TIME OF BOOKING, but they aren't taken from me until I take the vacation...

If you have points available to borrow, you could borrow. Typically, all of your next UY, but right now only 50%.

You cannot purchase 24 pts from Disney until 7 month mark.

If you take a transfer, they maintain the other owners UY and home resort. They can then be banked if within the banking window.

 

[CarolynFH]

Based on what I'm reading above I would have to have those points AT THE TIME OF BOOKING, but they aren't taken from me until I take the vacation...

Yes, you would have to have the points at the time of booking.

You have until the day of checkin to cancel or modify the reservation. When you cancel or modify, the points either go back to the UY the reservation is in* (if you cancel/modify 31 or more days from checkin), into a holding account (if you cancel/modify 1 to 30 days before checkin), or are lost completely (if you cancel on the day of checkin).

So the points are not irrevocably "taken from you" until you take the vacation, but they are committed to that reservation until you make changes to the reservation - and what happens to them when you make changes depends on when (in relation to checkin date) you make those changes.

*Note that at this time, borrowed points would go back to the year they were borrowed from, but normally borrowed points stay in the year they were borrowed into.

 

[Sandisw]

Again, not trying to be the pain ---- but I got 150 BWV points. I book BWV at 11 months. I can only book 150 pts worth of weeks at that time, but can't I borrow 150 from my following year? Couldn't I rent an additional 24 pts from Disney? Couldn't I get a transfer for xxx pt from another BWV owner? Then technically they are all BWV points....

Based on what I'm reading above I would have to have those points AT THE TIME OF BOOKING, but they aren't taken from me until I take the vacation...

The points are taken for that reservation when you make it so I’m not sure what you mean.

As mentioned, points need to be available when you book. At the current time, you can borrow up to 50% for the UY after the trip you want to book.

Disney OTU points only eligible at 7 months as they carry no home resort priority.

Yes, you can get points transferred in to your account and as long as the are BWC, you can use with your own.

Now, if you cancel the trip or modify for less, then the points used are put back into your account in same status as in reservation assuming you do so 31 days or more.

While the have temporarily changed the rules to return borrowed points, I wouldn’t count on that as part of a booking strategy if you had to cancel.

 

[chalee94]

Again, not trying to be the pain ---- but I got 150 BWV points. I book BWV at 11 months. I can only book 150 pts worth of weeks at that time, but can't I borrow 150 from my following year? Couldn't I rent an additional 24 pts from Disney? Couldn't I get a transfer for xxx pt from another BWV owner? Then technically they are all BWV points....

Based on what I'm reading above I would have to have those points AT THE TIME OF BOOKING, but they aren't taken from me until I take the vacation...

You always start by figuring out what UY your stay is in. I have an Oct UY so Nov 2021 is in my 2021 UY and August 2021 is in my 2020 UY. I can book either stay at 11 months out for my home resort.

If I am staying in Nov 2021, then I have access to current 2021 UY pts + banked 2020 UY pts (if any) + borrowed 2022 UY pts (if needed - with a 50% limitation for COVID now).

If I am staying in Aug 2021, then I have access to current 2020 UY pts + banked 2019 UY pts (if any) + borrowed 2021 UY pts (if needed - with a 50% limitation for COVID now).

When I book any stay, the points are taken out of my account when booked.

As stated above, my 2022 UY pts are available to me to borrow and use RIGHT NOW for booking stays that fall in my 2021 UY. If I use 40 borrowed pts from my 2022 UY allocation to book a stay in Nov 2021, those 40 points are moved to my 2021 UY and taken out of my account to book the stay. If I cancel the stay, they can be put back but only into my 2021 UY where they will expire if not used for a stay by the end of my 2021 UY (which for Oct UY owners, ends on Sept 30, 2022). (Banking and borrowing are typically final transactions.)

Put differently, my Oct 2024 UY pts are already loaded to my account. I am not waiting to get them. But I am limited since I can only borrow them forward one year to my 2023 UY, which starts on Oct 1, 2023. So while they are already in my account, the earliest I could possibly use them is if I call or go online to book a stay starting Oct 1, 2023 when the booking window for that stay opens on Nov 1, 2022...

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Understanding Use Year - Updated March 10, 2019 | The DIS Disney Discussion Forums - DISboards.com