Help me out here...borrowing question

[gracerussell]

It's Monday and I haven't had my coffee yet....we have 2 contracts, one with a March UY and the other with a Sept UY. We have 180 points available in March 2020 and 160 points available in Sept 2020. Yes, we are extremely adept at borrowing our points to the max.

f I wanted to vacation in March 2019, I would be able to borrow from the 180 in March 2020, correct?

 

[maburke]

Correct.

 

[gracerussell]

Correct.

Thanks! That's what I was thinking, but 2020 seems so far away! Appreciate it.

 

[Sandisw]

Always remember that once you know the UY of travel, you can use banked points from the UY before travel, points for the UY of travel, and borrow from the UY after travel. It's how I keep track with my 3 UY's! So, March 2019 happens in your March 2019 UY so you can "pay" for it with banked 2018, 2019, and borrowed 2020 points!