Help me max my rewards!

[babyberger]

We have been away from WDW for almost a year and half and now are finally heading back in full steam

I recently upgraded our Disney Visa to the Premier. So for 90 days we are getting 5% back on Disney purchases, groceries, gas, and dining. Now we currently use other CC's for gas and dining, so I am really trying to maximize my groceries and Disney purchases. Of course my bonus rewards period ends right before our first trip so I am really trying to plan ahead. I am already buying extra grocery and Disney GC's to use after the bonus rewards end.

So here is what I am thinking but need some objective thoughts on it.

I am planning on purchasing a total of $1200 Disney GC, to use to buy our TiW and then for meals for a total of 14 days at WDW. Some days we will eat off property, especially the days we drive home and leave before dinner, so I think I have the math about right on that. (We are a family of 4, and plan on breakfast in the room).

I am going to pay off the 3 trips we have booked within the bonus reward period. I am just waiting for the passholder and/or resident rates to come out to know what our rates are really going to be.

Based on what I think I will be spending within the 90 days I should earn about $400 in reward dollars.

So my thought is to use the reward dollars to book our resort (2 nts) for April. If I can convince DH to book a deluxe again then it should be a good chunk of the cost. If we go moderate, it will more than cover it. And then again if DD decides not to have her bday in Disney, we have the reward $ just sitting there.

I could guess and say that I could use the reward $ toward our AP renewal, but with my family you never know

So many thoughts running through my head! Anyone have any thoughts of clarity for me?

 

[cvjw]

I prepaid my DVC maintenance fees for this year, and bought Disney gift cards for our next 3 trips at Kroger before our 90 day period ended. We will end up with about $600 in Disney rewards during the 90 day period. Plenty enough to offset the $49 annual fee.

 

[Shanna-like-Banana]

We just eneded our 3 months @5% and we were able to get $875 rewards.

My only advise is to make sure that your WalMarts and Targets are recognized as SuperWalMart or SuperTarget.

Even though it may be a real Super, you have to make sure it comes up on your statement to fall in the grocery catagory.

We purchased as many gift cards as possible during the 3 months. We even bought ahead on the last weekend and bought more grocery and gas cards as we could.

We're going to be using the Dream Dollars to upgrade our Oct tix to AP.

 

[babyberger]

We just eneded our 3 months @5% and we were able to get $875 rewards.

My only advise is to make sure that your WalMarts and Targets are recognized as SuperWalMart or SuperTarget.

Even though it may be a real Super, you have to make sure it comes up on your statement to fall in the grocery catagory.

We purchased as many gift cards as possible during the 3 months. We even bought ahead on the last weekend and bought more grocery and gas cards as we could.

We're going to be using the Dream Dollars to upgrade our Oct tix to AP.

I have to wait to get a statement to make sure my Target and Walmart are categorized as grocery right? Will it be broken down? I know on my Sapphire card statements the bonus rewards are listed separately by category. I am guessing simple math and I can figure which stores are falling under the grocery category.