I disagree with this.
My Seasonal Annual Pass cost $450 including tax. The AP rate at the Endless Summer resorts is $86 for weeknights. That is in fact inexpensive. Plus I can walk to offsite dining from Endless Summer.
Everyone (not just you, I see it most of the time when people compare) wants to compare Universal prices vs Disney, then says that Universal tickets are more expensive when you add the express pass. Well, yeah! Express pass is optional and expensive. If it's out of the budget, don't get express passes. Go early, stay late, add a day, keep an eye on wait times, use single rider lines, etc. How much more does it add to your Disney ticket to get LL & SingleLL daily?