I goofed big time. I made our first ressies on points on Friday (going to HHI in September!!!). We had all 150 of our '01 points (which we'd banked into this use year), plus the 150 points we got for this year. The ressie cost us 155, which left me with 145 points from this use year. We plan to do a big family trip to our home, VWL, next May. Because I was thinking that the trip home is next year, I told member services to bank those points, not even thinking that I need to make the ressies for that trip in April and would need those points (I was getting caught up on when the trip would be, as opposed to when I need to make the reservation). This was my first call to member services and I thought I was being so organized!! I didn't realize until this morning that I had really goofed, and boy is DH miffed at me. Any chance of getting my points back? I know what the rule is but this was my first time. If I can't get the points back, can I borrow from next year's points, even though I banked this year's into next year? If I can do that, than I can make the ressies for half of our planned stay, and then just hope in December when I can use the ones I banked, that I can get the dates and room that I'll need. Help me, please. Has anyone ever had any success getting member services to give them back points banked by mistake?