help (again) with my UY.

[mccathy]

So - with a use year of Feb.

When we go in March 2011 - we'll be using about half of our points.

Then - our first plan was to go again in March 2012 and use our banked 2011 points, all of our 2012 points, and maybe some of the 2013 (going for a 2 bedroom)

But, now I might want to go in March 2011 and October 2011. So, my understanding is that I will only be able to use left 2011 points and then borrow all of our 2012 points to go in October of 2011. Is this correct?

Between school years, use years, and then regular old years... I get turned around.

 

[RobDoc]

So - with a use year of Feb.

When we go in March 2011 - we'll be using about half of our points.

Then - our first plan was to go again in March 2012 and use our banked 2011 points, all of our 2012 points, and maybe some of the 2013 (going for a 2 bedroom)

But, now I might want to go in March 2011 and October 2011. So, my understanding is that I will only be able to use left 2011 points and then borrow all of our 2012 points to go in October of 2011. Is this correct?

Between school years, use years, and then regular old years... I get turned around.

With a February Use Year, the points for 2011 may be used from 2/1/11 - 1/31/12 unless banked and then they would be valid thru 1/31/13.

If you bank the remainder of your 2011 points into the 2012 Use Year, they may be used for travel thru 1/31/13. If you need more than points than you would have available from your 2011(banked) and 2012 (current) Use Years you could borrow from your 2013 Use Year for travel between 2/1/12 - 1/31/13. If you have already planned for a trip in March, 2011 and have then banked the rest of your 2011 points, you would need to borrow from 2012 for any additional trip between 2/1/11 and 1/31/12.

If you think you will go in October, 2011 I would not bank your 2011 points until you are certain. You have until 9/30/11 to bank those points. If you have any 2010 points remaining, you can also bank those for use in 2011.

Good luck!

 

[mccathy]

With a February Use Year, the points for 2011 may be used from 2/1/11 - 1/31/12 unless banked and then they would be valid thru 1/31/13.

If you bank the remainder of your 2011 points into the 2012 Use Year, they may be used for travel thru 1/31/13. If you need more than points than you would have available from your 2011(banked) and 2012 (current) Use Years you could borrow from your 2013 Use Year for travel between 2/1/12 - 1/31/13. If you have already planned for a trip in March, 2011 and have then banked the rest of your 2011 points, you would need to borrow from 2012 for any additional trip between 2/1/11 and 1/31/12.

So - don't bank my left over 2011 points, until I'm positive we're NOT going to go in Oct. 2011, right? Because, once I bank points I cannot get them back - only use them in the next use year?

 

[RobDoc]

That's right.

However, if you do bank points and then find you want to take a trip during that Use Year you can still borrow points from the next Use Year. Those borrowed points would just take the place of the points that were already banked. The only concern I have with members borrowing points for a trip late in the Use Year is that, if canceled, the points would still need to be used by the end of the Use Year into which they were borrowed since they cannot be returned to their original Use Year or banked.

In this example, since you can bank the points thru the end of September, I'd wait until I was sure I will not go in October before banking them.

 

[Disneycouple99]

So - don't bank my left over 2011 points, until I'm positive we're NOT going to go in Oct. 2011, right? Because, once I bank points I cannot get them back - only use them in the next use year?

Correct.