I haven't, but DS was in a couple when he was a teen. One time he took a curve too fast and wrecked his car, he was fine though. The other time he was at the corner on his way to school, nothing was coming from the right, he looked left and saw a truck in the right lane, going to turn, so he drove forward, never seeing the vehicle on the OTHER side of the truck driving straight through so he got hit broadside. He took a ride to the hospital in the ambulance, but he was fine, thank God. His car wasn't tho.
DH was involved in a wreck with the farm truck. He had just taken a load of soy beans to the elevator and was on his way home when a car (elderly driver, said he didn't see the truck) pulled out right in front of him. There was no way he could avoid the collision, and the truck ended up skidding down the road on it's side. The window was down and DH's back side was scraped up quite a bit from the pavement and his wallet was shredded but other than that he was fine, again thank God. I was ticked at the man who owned the house where the truck ended up in his front yard. All he could whine about was his precious lawn. I wanted to go up to him and smack him and tell him he should be more concerned about the people involved in the accident, than his stinking grass! Geez!!!