Since you say "don't fall in....", I think the only one that makes sense is the one where the river is mentioned. What else would someone be possibly falling in to??? LOL
(I'm living in MA now, but not "from here".... I should ask DH if he's ever heard this rhyme before).
Yes I have heard it.. many times.. my children too.. My mom used to sing it to them. but she never used the Charles River part... she would adapt it to them... something like this.. "watch out little girl that you don't fall in..
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