Most of you may know, but we took the plunge to get everything started on Monday. & I actually told DH Tuesday as a surprise. Well, we got out big packet in last night and read through it together. The only question I have is that on one of the many pages, it read that we are giving back our inital use year points to DVD. But, we didn't do that- we opted to keep them and not get the extra money. I will call my guide, but was just wondering is this was standard wording or if I need to be concerned? Oh, and DH was a little worried at first, but is getting very excited now that's he's reading. He's also been lurking on this board, which has helped his excitement grow. So, thanks to all of you!!