Correct. If you add your 2 year old they have to list them as 3 and then you have to buy them the same type ticket you are buying. Not sure if there is a savings after paying for a ticket for someone who does not need it. I guess you could just save the ticket for when they do need it, but you still have to front the money now. We usually just pay OOP for the meals we do buy our grand daughter. It also depends if you plan to visit any buffets, since your toddler eats free at buffets. Guess you need to crunch the numbers. Kids meals are not very expensive (IMHO) at WDW. And you are always welcome to just buy them a side idea. We sometimes will just get chicken soup as our appetizer and let the GD start with that.