First Ever DISUnplugged Podcast Cruise Five Alive

[winotracy]

Thanks everyone, but I was just doing my job. I'm just sorry that we couldn't get the room back, but it will all work out.

I am a big advocate for getting insurance for cruising. On our first cruise ever, we accidentally got insurance (we booked through AAA and it was automatically added). I was so glad though that we had it when my dad came out of remission and started heading downhill just before we left for the cruise. His doctor said that I would be ok to go, there was a long ways to go in the progression of the leukemia. Well, long story short, I got a call in St. Thomas to get home as fast as possible as dad would not be around for long. Unfortunately, I didn't make it on time.

The insurance covered everything from getting off the ship, flying home, meals, transfers and missed days on the sailing too. I have skipped getting insurance a couple times, but both were based on the price and length of the cruise.

 

[katscradle]

Darn you Katherine.

Kim

Sorry, sometimes I am clueless.
I didn't even realize what you guys were doing.

 

[katscradle]

Congrats on post 1500!!!

Thanks Honey!!

 

[cocowum]

Thanks everyone, but I was just doing my job. I'm just sorry that we couldn't get the room back, but it will all work out.

I am a big advocate for getting insurance for cruising. On our first cruise ever, we accidentally got insurance (we booked through AAA and it was automatically added). I was so glad though that we had it when my dad came out of remission and started heading downhill just before we left for the cruise. His doctor said that I would be ok to go, there was a long ways to go in the progression of the leukemia. Well, long story short, I got a call in St. Thomas to get home as fast as possible as dad would not be around for long. Unfortunately, I didn't make it on time.

The insurance covered everything from getting off the ship, flying home, meals, transfers and missed days on the sailing too. I have skipped getting insurance a couple times, but both were based on the price and length of the cruise.

I'm like a leaf blowing in the wind!

 

[katscradle]

So I tell Paul for Valentines day, we are going to see "Confessions of a Shopaholic" and he says, "I don't care, go see whatever you want." Someone please pass me a club so I can beat him.

I would if I had one!

 

[Tonya2426]

Where can I find out what the standard DCL trip insurance covers?

 

[tickledtink33]

Someone, I think it was Don, was asking about personal training sessions on the cruise. I am currently in the my cruise section of the DCL website and it looks like they are available for a mere $75 an hour. And you can schedule them in advance in the book spa/fitness section when logged into your cruise if you would like.

 

[spaddy]

Where can I find out what the standard DCL trip insurance covers?

There is information in the cruise booklet we got about a month ago. The one with all the excrusion information.

I have decided to get insurance with Travelex. It's $58 for the 3 of us (for $1500 of trip cost) and it covers $100,000 of medical evacuation. This is my biggest concern. I don't think it covers illness of an immediate family member though.

 

[aspen37]

OK, so what's everyone doing about trip insurance? We never get trip insurance, so I really have no clue. The only thing I'm worried about is something medical on board. I've been on insuremytrip.com but I'm still confused as to what type of coverage we need.

What are you guys doing?

I have always gotten the trip insurance. It is like medical insurance to me. You never know when you may need it. A lot of people don't buy it. They say it just isn't worth the cost to them. For me if I need airlifted off the ship I don't have $25,000.00 to pay for that. For me it is just peace of mind. I got the insurance from Disney. This is what I got from Travel Guard I have used them in the past.I based this on a trip costing $2,400 a person. This is pretty common coverage. I hope this helps.

$104.61 $118.00 $52.94 $178.00
Fees $6.00 $6.00 $6.00 $6.00
Total Premium $110.61 $124.00 $58.94 $184.00


Trip Cancellation up to the maximum of $100,000 up to the maximum of $100,000 up to a maximum of $100,000 up to a maximum of $100,000
Cancel for Any Reason Optional Optional Optional
Cancel for work Reason Optional Optional Optional
Trip Interruption Trip cost 150% of trip cost 100% of Trip Cost 150% of Trip Cost
Trip Interruption Return Air Only $1,000 $750 $1,000
Coverage for Sickness, injury or death of an Insured, Immediate Family Member or Traveling companion Insured or Traveling Companion Only
Offers PreExisting Condition Waiver* Optional
Coverage for Financial Default* Optional
Coverage for Terrorism* Optional
Coverage for Unannouced Strike
Coverage for Inclement Weather
Coverage if home is uninhabitable by fire or weather
Coverage for adventure sports activities Optional
Coverage for military duty
Kids free
Travel Delay $500 $750 ($150/day) $500 $1,000 ($200/day)
Missed Connection $250 $500
Medical Expenses $10,000, $25,000 or $50,000 $25,000 $10,000 $50,000
Deductible $0 or $50
Emergency Medical Transportation $100,000/$1 million $500,000 $100,000 $1,000,000
Optional Additional Medical $25,000 or $50,000
Optional Umbrella Package Optional Optional
Lost, Stolen or Damaged Baggage and Travel Documents $500, $1,000 or $1,500 $1,000 $500 $2,500
Credit Card Protected
Baggage Delay $100 or $200 $300 $100 $500
Bag Track
Accidental Death and Dismemberment Optional $50,000
Extra Coverage
Flight Accident Coverage Optional Optional Optional
Car Rental Collision Coverage Optional Optional Optional
Travel Medical Assistance
Emergency Travel Assistance
Worldwide Travel Assistance
Concierge Services Optional
Identity Theft Restoration Services
Business Assistant Services Optional Optional
Roadside Assistance

Questions? Call us at 1.800.826.4919
Terms of Use Sell Travel Guard Privacy Policy Affiliate Program Careers Site Map Contact Us
Travel Guard travel insurance plans include travel insurance & assistance that travels with you. Coverages may include: Trip cancellation due to terrorism & other named unforeseen events, trip delay, lost baggage, medical emergency, & others. Purchase online for immediate coverage. Certain coverages are subject to purchase requirements. See each coverage for details.
This is only a brief description of the coverage(s) available under policy series T30337NUFIC. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 70 Pine Street, New York, NY 10270. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. *Non insurance services are provided by Travel Guard Assist.
©Travel Guard, 2009. Last Updated: 06/29/2008

 

[tickledtink33]

I broke down and booked the Palo brunch juuuuuuuuust in case the crew is unable to schedule a group brunch. Unfortunately the only time slot left was 12 noon. Better than nothing though. Didn't book any shore excursions. Gonna stay onboard in Nassau and just relax on Castaway Cay. Didn't book any spa either as I don't want to miss any fun with ya'll. I think a pedicure might be in order before heading down to Orlando.

 

[winotracy]

Where can I find out what the standard DCL trip insurance covers?

Here you go! http://www.dreamsunlimitedtravel.com/cruise/insurance.htm

Edited to add: You must add insurance prior to the final payment if you are adding DCL insurance.

 

[aspen37]

Yes...DCL honored the original rate!

That's great!

 

[georgemoe]

Yes Dear......


Or.......

(in his best Igor voice)

Yessss Master.

Love me some Young Frankenstein.

 

[DVCsince02]

I was pretty livid earlier when I found out. Not at Tracy, of course. When i'm that angry, I cry. My sister-born-of-another-mother-and-father (you may know her as Jen ) helped talk me down from the ledge.

OK, so what's everyone doing about trip insurance? We never get trip insurance, so I really have no clue. The only thing I'm worried about is something medical on board. I've been on insuremytrip.com but I'm still confused as to what type of coverage we need.

What are you guys doing?

Never done it.

 

[dpuck1998]

Don, love the sink. Did you have someone paint that on?

Bought it at Home Depot, they had discontinued it so they sold us the floor model for a great price.

 

[dpuck1998]

So today was an eventful day. I posted what I thought was my final payment...only to discover that we didn't even have our reservation!

Well, we had a reservation but DCL kinda screwed things up. A few months ago, we did some reservation shuffling that Tracy was an angel to help us with. DCL was supposed to take our original deposit and transfer it over. Yeah...well...they didn't do what they were supposed to.

Thankfully, Tracy's the most awesomest agent that i've ever dealt with (well, save for myself of course) and she was swift and went to my defense with DCL. They realized their screw up and re-booked everything immediately but we lost the cabin that we thought we had.

We're no longer on deck 7. At least for now anyway...

We are currently on deck 5, but we're hoping that we'll find our way back up to deck 7 again...DCL claims to be working on it, but no guarantees. We're in the same category as before...so no worries there.

Tracy's a saint. She went to bat for us and is beating down DCL on my behalf. She's fiesty...

I was pretty livid earlier when I found out. Not at Tracy, of course. When i'm that angry, I cry. My sister-born-of-another-mother-and-father (you may know her as Jen ) helped talk me down from the ledge. Todd helped a little too. You guys rock.

All that matters is that we're on the cruise and we have a place to sleep. Heck...who's gonna be sleeping anyway???

Aww...good luck Brandi! Keep faith, I bet you make your way back to deck 7

 

[dpuck1998]

OK, so what's everyone doing about trip insurance? We never get trip insurance, so I really have no clue. The only thing I'm worried about is something medical on board. I've been on insuremytrip.com but I'm still confused as to what type of coverage we need.

What are you guys doing?

I have the Disney insurance.

 

[DVCsince02]

Okay, now you're just building your post count.

 

[dpuck1998]

Tell him it has guns it in.

I did see the preview and there are a nice set of guns in the movie!

 

[tickledtink33]

The only time I buy travel insurance is when I go on a cruise or travel outside the US. The most important thing to me and the sole reason I purchase travel insurance while cruising is for the Emergency Medical Evacuation and Medical coverage. It's one thing to lose a couple thousand dollars on a cruise and another thing to have to cough up $50,000 to be air lifted from the middle of the ocean to the nearest hospital. I could never afford that. In addition, if you need emergency surgery, your regular insurer may not cover it if it is performed outside the US. When I am at WDW I know there is a hospital near by and that my insurance company will cover me no problem. But this is not the case when traveling by cruise ship. I would never want to have to worry that if something happened to me or a member of my family, if I could afford to get them to a medical facility and/or get them medical care.

Just my 2 cents.