Another first hand experience with flight problems: in 1997, my Mom & I were cruising the Inside Passage in Alaska on another cruise line. We were coming from Maryland. We had an early morning flight from Baltimore to New York, then change planes & fly to Vancouver. Who would expect weather problems in June. There was fog so thick, we couldn't land in NY. They finally landed us in a little airport in Connecticut. We sat there all day & into the evening. I remember looking at my watch & thinking "well, our ship has just sailed". They eventually got us out to Seattle at around 3 am. Next day we flew to Juneau, Alaska (the first port of call) . We waited there for 2 days for the ship to arrive. So we lost 2 days of our cruise due to fog on the East Coast. Thank goodness we had the insurance or we would have had to pay for the extra flights, hotel rooms & meals. Not a small amount of money. I never travel on a major trip without insurance since then. I also try to arrive a day in advance.