Fidelity Real Estate Resales Back on The Market

I have heard some title companies are reducing the limit they allow on credit card or adding fees.

One more reason for me to consider direct (unless I’m looking for a sold out resort), as I can put all on credit cards and get some nice bonuses to reduce the cost.
Yep. I have a balance of $3300 on a small contract and they won’t take a credit card.
 
Deposits made by credit card don’t carry a fee with most title companies. If you want to pay the whole contract amount by credit card they will charge a fee, some just won’t even let you even if you will pay a fee.

Mason Title allows up to $7500 on credit card without a fee. I’m using them right now. DVC Closings was $5000. TRCS Inc. Is $1500.
 
DVC Title and Escrow is max $5000 for deposit.

My Aulani earlier this year through First American HI only allowed a wire transfer for the deposit.
 

DVC Title and Escrow is max $5000 for deposit.

My Aulani earlier this year through First American HI only allowed a wire transfer for the deposit.
I recently did my deposit for Aulani with them (First American) on a credit card.
 
I recently did my deposit for Aulani with them (First American) on a credit card.
I just reviewed my emails and nothing is mentioned about paying my deposit with a credit card, but it's all water under the bridge now. My first 2 Aulanis were with TRCS. Thankfully I'm not charged for wire fees and a Chase branch is very close, so I had no objections to my FirstAm process.
 
Our last resale purchase was with www.fidelityrealestate.com and went very smoothly. I asked upfront if we could use dvcclosings.com for settlement and that was just fine. We've used Mason before with another broker and they were very good too. Just do your due diligence to review contracts and details, but we had a good experience.
 
We were nervous about using them too. Our other resales were via another broker and we had read mixed reviews about Fidelity. That said, we found the right contract for us and were not in a hurry so we decided to take a chance.

We were very happy and it was the fastest resale from start to finish we’d ever had although I think a large part of that was due to the sellers being on the ball.

We didn’t ask to use a specific title company but were very happy with the one they used (can’t remember the name).

If it’s the right contract for you, I’d suggest going for it.

Edited to add: I looked it up and the closing company was DVC Title & Escrow and we were assigned Cammy Smith.
 
Now ive stumbled across this thread, im a little nervous about using Fidelity for the 1st time. TBF, Bonnie did let me know the fees before I agreed and sent the asking price to the seller. It was already cheap enough for us without also running the risk of Disney taking it.

With DVCRM, Similar sized contracts would be about $1,500 more, so for the sake of $250, im fine with that.

Can I ask Fidelity to use Mason as my title company? ive used them before through DVCRM and found them great.

Im in the UK and while Im not financing, I don't think I'll be able to put the $5,000 or so on my credit card because of international card charges.

I’ve used Mason with Fidelity and Mason was excellent. They offer up to $7500 on credit card too where www.dvcclosings.com Was only $5000. Fees at Mason were also cheaper by $75 FWIW.
 
Now ive stumbled across this thread, im a little nervous about using Fidelity for the 1st time. TBF, Bonnie did let me know the fees before I agreed and sent the asking price to the seller. It was already cheap enough for us without also running the risk of Disney taking it.

With DVCRM, Similar sized contracts would be about $1,500 more, so for the sake of $250, im fine with that.

Can I ask Fidelity to use Mason as my title company? ive used them before through DVCRM and found them great.

Im in the UK and while Im not financing, I don't think I'll be able to put the $5,000 or so on my credit card because of international card charges.
Fidelity are fine, and they will happily allow you to use Mason.

I can recommend looking into Curve for CC transactions from the UK. It allows you to avoid foreign exchange fees when using credit cards and is great for paying dues etc.
 
Now ive stumbled across this thread, im a little nervous about using Fidelity for the 1st time. TBF, Bonnie did let me know the fees before I agreed and sent the asking price to the seller. It was already cheap enough for us without also running the risk of Disney taking it.

With DVCRM, Similar sized contracts would be about $1,500 more, so for the sake of $250, im fine with that.

Can I ask Fidelity to use Mason as my title company? ive used them before through DVCRM and found them great.

Im in the UK and while Im not financing, I don't think I'll be able to put the $5,000 or so on my credit card because of international card charges.
You can ask to use Mason. Though I’ve never done this, I sort of suspect that you could divide between two cards? If that solves the international limit issue.
 
One other thing about Fidelity...and this is coming from a low baller...they have never chastised me about my...sometimes very low...offers. They are always courteous and kind and it SEEMS that they pass along the offers to the clients no matter how low. Again this is coming from someone who was very upset at them as my second contract with them got all screwed up and I swore I would never deal with them again...yet here I am...making offers with them.

100% I agree Bonnie and Shawn are great.
Just curious if say you want to pay 130pp at the end, what is you opening offer if say listed was 150pp or higher?
 
Seems like Curve worked OK and its showing on my Virgin credit card. Hopefully it's gone through and no fees will be added. This is game changer for us if so as I can then start paying all our Dues the same way.
Yeh it’s great. Curve also gives 1% cashback on all $$ spends. If you have an airline loyalty card linked… even better (I use the BA Avios Barclaycard).
 
I dislike the $250 fee as much as anyone but I would much rather pay that fee with a reasonable priced contract rather than going with some of overpriced brokers mentioned here all the time.
In my experience, fedelity is usually a good $10 per point less before negations even start.
Agreed. Our last resale’s initial asking was 20$ pp cheaper than the next one that worked for us. We ultimately got it for 30$ pp cheaper. The 250$ fee added 0.63$ per point to that purchase.
 
Last edited:
Yeah I just don’t understand everyone’s problem with the $250 fee. They aren’t hiding it. And I would happily pay it when the contract is still much cheaper then the more popular brokers. I’ve used them. It was my first contract. It was super smooth. And saved more. What’s not to like?
 
Yeah I just don’t understand everyone’s problem with the $250 fee. They aren’t hiding it. And I would happily pay it when the contract is still much cheaper then the more popular brokers. I’ve used them. It was my first contract. It was super smooth. And saved more. What’s not to like?
I’ve also never had a seller refuse to pay Fidelity’s fee when I negotiated it (obviously limited sample size).
 
I’ve also never had a seller refuse to pay Fidelity’s fee when I negotiated it (obviously limited sample size).
I’ve never paid it. It’s more principal for me than anything. Asking me to pay a fee that no one else charges doesn’t fly with me. I have had sellers say “No” to paying the fee. I walked. There will always be another contract.

It’s similar to why I would never pay a broker 9.25% commission like DVRM advertises when there are brokers who will do it for 7% (some less).

With aggregator sites now a welcoming reality it’s becoming harder to see the value proposition of large brokers. Especially when all they do is flood the market with their own “investment sellers” who have stripped contracts at inflated prices. They give the illusion the market is at “X” when in fact it’s at “X minus 15%”.
 



New Posts













DIS Facebook DIS youtube DIS Instagram DIS Pinterest DIS Tiktok DIS Twitter

Back
Top