I was quoted $375-400 for a 25 point contract. I ended up not taking it but it seemed the low point contracts were the same (or very close) closing costs as the ones that were 100 points.
I bought several years ago and paid $375 in closing costs on my 60pt Contract. At the time it was my understanding that a large percentage of the costs were fixed in nature. Only a small portion of the costs are based on price.
I was quoted $322 for one 50 pt contract and then $400 for another 50 pt contract from two different agents with Fidelity within a 3 week period this past month. Go figure.