Typing this from my CCV 1 BR! I'm giving some serious thought to adding on 300 direct CCV points too, although just 2 children (and definitely no more

). I've thought a little bit about doing 2 FW studios in early December plus a small contract to get to 300, but the thing is, I have absolutely zero interest in ever staying in a studio. So, the only purpose would be as a resale hedge. I'd be cancelling it every year and using the points to book 1 or 2 BRs. At the moment, I'm not quite convinced of the benefits of a resale hedge, particularly at a non-restricted resort. I'm honestly not sure most resale buyers even understand what they are - I suppose that could change in the future. And, with the new $500 CAF, I'm feeling much more indifferent about trying to break any points purchase up into smaller increments than I really personally need. So, if I end up buying 300, I imagine I'm just going to to do 2x150.
So, unless you have really do see yourself using the FW, I just don't see much reason to do it. And, I would also have some hesitation about a 1 or 2 BR FW and whether that would be more difficult to sell, than 3x100 contracts. So, I'd say go for the 3x100 option.