Fall Incentives

[Cfabar1]

Im with you on this. I just can't make a case for more Rivera.

Best case I can make is, for some of us 6 more years would be really nice. We will be in peak retirement and the extra 6 years will be the perfect time to use them. We won't want to buy in a new round of points starting at say 70 or 75 years old, but will still be well enough that we want to travel, get out of the cold, etc.

 

[Mikey15]

Best case I can make is, for some of us 6 more years would be really nice. We will be in peak retirement and the extra 6 years will be the perfect time to use them. We won't want to buy in a new round of points starting at say 70 or 75 years old, but will still be well enough that we want to travel, get out of the cold, etc.

Sounds like you’re on the young end of people looking at DVC… which is good! You can get a lot of mileage out of it!

For me, my spreadsheet math says Riv & other newer resorts give better bang for the buck, so I want that 2070 or late 2060s expiry… but when I stop to look at it I’ll be 77 in 2062… 84 before 2070 expiry…
Unless there’s some amazing breakthroughs in medical treatment for aging I’m probably going to be past peak travel age by then, and also past the point of caring whether I won the spreadsheet or not

I’m probably young enough to feel I’d be missing out if I owned a 2057 resort expiring in my early 70s, but realistically anything beyond 2042 is good enough if you’re old enough to remember the 90s

 

[DanCali]

Sounds like you’re on the young end of people looking at DVC… which is good! You can get a lot of mileage out of it!

For me, my spreadsheet math says Riv & other newer resorts give better bang for the buck, so I want that 2070 or late 2060s expiry… but when I stop to look at it I’ll be 77 in 2062… 84 before 2070 expiry…
Unless there’s some amazing breakthroughs in medical treatment for aging I’m probably going to be past peak travel age by then, and also past the point of caring whether I won the spreadsheet or not

I’m probably young enough to feel I’d be missing out if I owned a 2057 resort expiring in my early 70s, but realistically anything beyond 2042 is good enough if you’re old enough to remember the 90s

As someone old enough to remember the 80s (even the 70s) I don't disagree with what you said. But the deeds don't expire when we expire, so if in 2042 some of my deeds will be worth as much as some of the 2042 resorts are worth today (especially on an inflation adjusted basis, but even in todays prices) that's a lot better than a worthless deed from a 2042 resort. Maybe we'll keep vacationing beyond 2042, maybe we'll decide to cash out and live on a DCL ship for a year, or maybe we'll leave the points to our kids to enjoy or sell. As of now, the only resort we own that I have a pretty good idea what it will be worth in 2042 is BRV - we'll see what happens with the rest of them!

 

[thelionqueen]

We are not on opposite sides. If not comparing two options then what you are doing is exactly how I would suggest doing it. Which is the simple question "can I afford it?" You are buying X resort for Y amount of time for Z amount of dollars.

The part we were discussing though and my original comment was on is when comparing options the length of contract is part of what you account for.


Correct we agree


No one is rationalizing anything they are going through a comparison/cost benefit analysis between multiple resorts. When comparing resorts you break down how A is different than B then decide which side is a better fit for you. Not all of this is financial either and some people completely skip that part as they know the exact resort regardless of the financials.



No one is saying anything different.

You seemingly are missing that I made a comment on this thread regarding information that should be accounted for when comparing purchase options. If you dont want to financially compare resorts thats fine but then you are off topic regarding what is being discussed in my comments.

Many people dont break down the financials of DVC. Nothing wrong with that but typically on this purchasing thread area people are coming to these topics with the thought process of comparing various buying options.

I think I understand your post is trying to put a price tags on a personal luxury purchase, which one simply cannot do effectively.

You keep trying to convince me of what I should or need to consider re: my DVC purchase, and that is what we disagree on. Your comparison may be mathematically meaningful to some yet, irrelevant to others, like me. I’m simply stating that mathematical comparisons are not universal.

This thread title is Fall incentives, so based on that title, we’re both off topic. In any event, I’m sure there are many who will use your financial comparison information helpful in their decision to buy or not, but others have have many different motivations

 

[J-Dog]

I think I understand your post is trying to put a price tags on a personal luxury purchase, which one simply cannot do effectively.

You keep trying to convince me of what I should or need to consider re: my DVC purchase, and that is what we disagree on. Your comparison may be mathematically meaningful to some yet, irrelevant to others, like me. I’m simply stating that mathematical comparisons are not universal.

This thread title is Fall incentives, so based on that title, we’re both off topic. In any event, I’m sure there are many who will use your financial comparison information helpful in their decision to buy or not, but others have have many different motivations

Sorry for butting in here, but I just wanted to say that I agree with you.

Others have told me in the past that DVC in general is probably not a financially sound decision compared to staying at
Dolphin or Swan. And that is probably true.

But for me - I'm a workaholic in general, and the incentive to "force" me to take vacations due to the points otherwise being lost is an important thing. DVC is essentially making me spend time with my family, that I would otherwise let pass me by.

And there is just no way to accurately quantify that.

 

[thelionqueen]

Sorry for butting in here, but I just wanted to say that I agree with you.

Others have told me in the past that DVC in general is probably not a financially sound decision compared to staying at
Dolphin or Swan. And that is probably true.

But for me - I'm a workaholic in general, and the incentive to "force" me to take vacations due to the points otherwise being lost is an important thing. DVC is essentially making me spend time with my family, that I would otherwise let pass me by.

And there is just no way to accurately quantify that.

Perfectly explained, way better than I could!

My DVC loans & dues are literally what I work for..nothing makes me happier and I actually look forward to paying them.. true story!

Back to fall incentives..
If they have a good deal on VDH in Nov. I’m in serious trouble . I can’t wait to add on there, then I swear I’m done! Wait.. I may have thought that 300 points ago lol.

 

[AstroBlasters]

Perfectly explained, way better than I could!

My DVC loans & dues are literally what I work for..nothing makes me happier and I actually look forward to paying them.. true story!

Back to fall incentives..
If they have a good deal on VDH in Nov. I’m in serious trouble . I can’t wait to add on there, then I swear I’m done! Wait.. I may have thought that 300 points ago lol.

Yeah… visiting VDH in person was definitely more impressive than looking at it in pictures or YouTube videos. A Black Friday sale would probably not be good for me…

 

[HyperspaceMountainPilot]

Does DVC ever do Black Friday/CyberMonday sales?

 

[Cfabar1]

Does DVC ever do Black Friday/CyberMonday sales?

They did years ago when they had a physical store.

https://dvcnews.com/index.php/dvc-program/financial/1431-dvc-black-friday-sale

I'm not sure if it was only once, but my understanding is it has not been done recently.

this summer may have been the year's Black Friday sale.

 

[HyperspaceMountainPilot]

They did years ago when they had a physical store.

https://dvcnews.com/index.php/dvc-program/financial/1431-dvc-black-friday-sale

I'm not sure if it was only once, but my understanding is it has not been done recently.

this summer may have been the year's Black Friday sale.

I was actually thinking the same—that if they had rolled out the VGF offer on Black Friday everybody would have thought it was a good Black Friday deal. We already bought the summer VGF offer, but I could imagine them having something similar for Black Friday or maybe a 24/48/72 hour flash sale on RIV or possibly the resorts where they are still holding a lot of ROFR points?

 

[Sandisw]

I think I understand your post is trying to put a price tags on a personal luxury purchase, which one simply cannot do effectively.

You keep trying to convince me of what I should or need to consider re: my DVC purchase, and that is what we disagree on. Your comparison may be mathematically meaningful to some yet, irrelevant to others, like me. I’m simply stating that mathematical comparisons are not universal.

This thread title is Fall incentives, so based on that title, we’re both off topic. In any event, I’m sure there are many who will use your financial comparison information helpful in their decision to buy or not, but others have have many different motivations

Have to agree. Everyone has to weigh things the way it makes sense and regardless of what “financial” numbers might say looking at it another way, only ones that matter to me are mine.

Don’t care about resale value. I knew going in that within 5 years, if I sold at 50% it worked well against cash. End date wasn’t an issue.

TVM not a concern. Don’t use it when making decisions. Lost opportunity cost? Yeah, if I chose DVC and had to put off something else it’s because I chose it.

In the end, the fall incentives for RIV just weren’t good enough for me to buy. Probcbly good because I know have a wedding to plan as DD got engaged yesterday!!!! Woohoo

 

[CarolynFH]

DD got engaged yesterday!!!!

Congratulations to you, and best wishes to DD!

 

[hhisc16]

They did years ago when they had a physical store.

https://dvcnews.com/index.php/dvc-program/financial/1431-dvc-black-friday-sale

I'm not sure if it was only once, but my understanding is it has not been done recently.

this summer may have been the year's Black Friday sale.

That is really cool. I went down the rabbit hole looking at this. Wow.

 

[emchen]

They did years ago when they had a physical store.

https://dvcnews.com/index.php/dvc-program/financial/1431-dvc-black-friday-sale

I'm not sure if it was only once, but my understanding is it has not been done recently.

this summer may have been the year's Black Friday sale.

Well if they do this year, they outta have a store in Norcal. I’ll drive or fly there in person to get more VDH points!!! Hahaha

 

[Cfabar1]

I imagine the lack of a Black Friday offer would be the logistical challenge for the poor guides. Would they be staffed and able to handle an outburst of clients, etc.

A way around that would be to have it be on old locations that would still be unfavorably priced to resale, but I"m not sure why they'd care enough to do that.

 

[thelionqueen]

Probcbly good because I know have a wedding to plan as DD got engaged yesterday!!!! Woohoo

CONGRATULATIONS!!! Happy planning

 

[thelionqueen]

Yeah… visiting VDH in person was definitely more impressive than looking at it in pictures or YouTube videos. A Black Friday sale would probably not be good for me…

Exactly my situation. I had completely written it off in every way, almost didn't visit it on my last trip, but.. it's the DLH and I had to go. I cannot accurately explain my overwhelming adoration of it. I was alone, but was talking out loud complimenting the Imagineers and the location. On my way out of the secured area (don't judge) I realized I was in serious trouble.. waiting for my GFV to close, wondering if I had made the wrong decision.

After narrowly escaping without another contract, I quickly realized I HAVE TO make it one of my home resorts. And totally agree, a VDH Black Friday deal would undoubtedly tip the scale for me.. like, instantly lol.

Cheers to being eventual VDH neighbors

 

[AstroBlasters]

Exactly my situation. I had completely written it off in every way, almost didn't visit it on my last trip, but.. it's the DLH and I had to go. I cannot accurately explain my overwhelming adoration of it. I was alone, but was talking out loud complimenting the Imagineers and the location. On my way out of the secured area (don't judge) I realized I was in serious trouble.. waiting for my GFV to close, wondering if I had made the wrong decision.

After narrowly escaping without another contract, I quickly realized I HAVE TO make it one of my home resorts. And totally agree, a VDH Black Friday deal would undoubtedly tip the scale for me.. like, instantly lol.

Cheers to being eventual VDH neighbors

Are you going to use some of your still smoking from the fire sale direct VGF points to stay there first?

 

[thelionqueen]

Are you going to use some of your still smoking from the fire sale direct VGF points to stay there first?

Haha!! Staying over Halloween! How’d you know?

 

[sethschroeder]

Sorry for butting in here, but I just wanted to say that I agree with you.

Others have told me in the past that DVC in general is probably not a financially sound decision compared to staying at
Dolphin or Swan. And that is probably true.

But for me - I'm a workaholic in general, and the incentive to "force" me to take vacations due to the points otherwise being lost is an important thing. DVC is essentially making me spend time with my family, that I would otherwise let pass me by.

And there is just no way to accurately quantify that.

Except nothing I have said is related to if you should buy. My comment was when looking at the financial comparison of Resort A vs B.

Budget (which is personal) and cost of ownership (which is calculable) are different things. If you don't want to breakdown a financial comparison of your options thats fine dont just dont say its something that can't be calculated when in reality it can be. Its just your decision process doesn't include a financial aspect which is fine.