$eptember No Buy-All Are Welcome!

[Debbie]

September 5:

Eating out - $0/$35
Gas - $126/$200
Groceries - $296/$500
School supplies - $45/$45
School shoes - $150/$150
Christmas gifts - $100/$100

September 1: $43
September 2: $0
September 3: $0
September 4: $187
September 5: $48

$0 days- 2/10 . . . . . . . 20%

 

[ilovepete]

Goal: 15 no spend days, so far 1/15

Sept 1: $64.30 (Mexican food for dinner - $36.23, Target - $28.07)
Sept 2: $220 (Groceries - $157, Gas - $38, Disney Store - $25)
Sept 3: $0 YAY!
Sept 4: $230 ($10 Farmer's Market, $44 Target, $137 Costco, $40 Carrabba's)
Sept 5: $40 ($15.00 Mini Golf, $25.00 European Street dinner out)

Total for month: $554.30

OK I swear we generally do not eat out this much! At least I have had coupons each place we have been for 1 free meal, but geez it is a lot! We usually eat out this much in a MONTH not a week. Anyway, tightening the belt on the money for the rest of the month now!

 

[Tiggerish]

My budget is a generous $750 and the zero day goal is 10.

Auto $75
Eating Out/Entertainment $125 / $84
Giving $150 / $100 left
Groceries/Household Goods $250/ $233 left
Medical $25
Misc. $125/ $45

No spend days goal = 1/10
Coupon savings = $10
Christmas 2010 running total of spending = $276
-----------------------------------------------------------------
9/1 0
9/2 Misc. $12 - parking; Groceries $16
9/3 Misc $68; Eating out $25
9/4 Eating out $12
9/5 Giving $50 (church); Eating out $4

 

[sophie832]

9/1: $0
9/2: $0
9/3: $26 (Went out to dinner)
9/4: $47 (Lunch at Chipotle and dinner at Disneyland)
9/5: $0

Had a yard sale on Saturday and made over $100! That will be going towards our vacation fund! Yay! Not happy we've spent so much on eating out this weekend...will have to try not to spend any money on restaurants until at least next weekend.

*Goals*
No-buy Days: 3/10
Groceries: $250/250
Eating out: $73/150
Home imp. (garden, etc.): $100/100
Misc.: $200/200

 

[MickeyMomOfThree]

September 1- $0 I always do well on the months I start with a $0 day, here's hoping!
September 2-$0 I had a late-day frustration break down with the kids (trying to get the house ready for company) and really needed a break. Turned out DH needed one too (rough day at work) so we decided to meet for a half hour refresher. We were able to not ruin a $0 day though cause I had a Gift Card from Christmas for Dunkin Doughnuts. We never go there so we decided to finally use that. It was nice to spend a little adult time and get away from the house for a bit. Also went to Staples for a few things but used the free backpack G/C for that, and still have $35 left on it.
September 3- $25 Walgreen's, 2 belts for DD15 and white t-shirts for tye dyeing (for Disney.) $100 Sam's Membership renewal and groceries for DH's work and home, $10 gas. Went out to dinner but grandma and grandpa took us.
September 4- $150 Kohl's, kids school clothes. $12 Claires, earrings for kids. $5.00 Justice earrnings. $41 Aero, kids school clothes. $98 JCPenney's kids clothes. $15 lunch at the mall. $10 pizza for dinner. The kids had pretzels at the mall too, but I had coupons so they were free!!!
2 Lessons today (I knew them but was reminded of them.) Grandma likes to eat out. When she is here we go out. And GIRLS ARE EXPENSIVE!!!
September 5- Spent the day at Niagara Falls...$10 parking, $56 Maid of the Mist, $30 eating out lunch and dinner.

2/15 No Buy Days
************************
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
Longest Streak-4 Days in a Row!

 

[Granfan]

September so far has been all $0 days except this weekend. Once a month we have to drive 150 miles to take care of my mom and dad, so $35 gas fill-up and DH bought himself a mocha frappachino, donut stix, and bag of peanuts-$5. I personally didn't spend anything. Does that count? haha, guess not.

 

[A.Mickey]

Running Total: Spent $113.05
$0 Days:1/12

Groceries ($210)- $25.05
Eating Out ($210)- $53
Would really like to scale this back this month. We will see what happens.
Misc. (Shopping/Entertainment) ($210) $35

Decided to start a weekly budget, maybe this way I won't get too discouraged!

Week 2:
$49 Groceries: $51.95 left
$49 Eating Out: $26 left
$49 Misc: $42 left

WEEK 1 BEGIN:
1- Going to watch my sister play volleyball with my 3 year old son. Packing a dinner for us, so we don't have to stop for something on the way! It is a start! I did it! And got a $0because of it!
2- Did some awesome damage with coupons today and resisted the drive thru at McDonald's even though I really wanted to stop.
$19.78 (Groceries-Walgreens got back $21 in RR), $1.27 (Groceries-Jewel), $4 (Groceries-Dominick's even donated some to the MDA!) After all of that still have $12 in catalina coupons to use! If interested to see the damage http://buck-free-moneymakers.blogspot.com/2010/09/what-great-week-walgreens-jewel.html!
3- $20 (Eating Out- Chic-Fil-a), $6 (Starbucks)
4- $10 (Eating Out- Pizza), $35 (Shopping- T-shirts and split the pot)...spent $350 on a silent auction item of a 7 night Sheraton Vistana stay and ended up winning it, but I won't include this in my no buy..ended up being an awesome deal though!! Out of town at Indy DIS meet (there is a silent auction....hope I don't spend too much!)
WEEK 2 BEGIN:
5- Coming home from DIS meet $17 (Eating Out- Culver's)


Budget: $630....18%
Month: 5/30: 17%

My savings from coupons and sales: $105.21

 

[reginaastralis]

Sept 1: $4 for lunch
Sept 2: $24 for gas
Sept 3: $0!
Sept 4: $0! - This wasn't hard, I worked all day. And the day before. How boring.
Sept. 5: $0!

3/15 No Spend Days
Groceries: $275
Clothes: $100
Home: $100
Entertainment: $100
Gas: $24/$160
Misc. $4/$50

 

[lougoofy]

9/04/10: $3.50 laundry, $4.02 McD's Breakfast, $3 yard sale (sheet set), $1.10 2 stamps and $14.88 dgmarket for household, snacks and food

9/05/10: $12 chinese food delivery and $2.75 snack and newspaper

 

[Aurora Belle]

This thread is an amazing idea. There are so many people out who simply don't know how to budget. Not only does this thread show others how to budget, but it also gives them a personal support system with like-minded individuals...We all want to be able afford that next vacation to Disney!!!

My husband is laid-off, and we to do some serious saving so I am in. Since this is my first month my goal is to have 7 no-spend days and see how I do.

 

[ronnmel]

No Buy Days : 3/10
Gas : 30$ (max 75$)
Groceries : 161$ (max 250$)
Eating out (and snacks) : (max 150$)
Non-necessities : 49$ (max 250$)

9/01 : 0$
9/02 : 0$
9/03 : 30$
9/04 : 0$
9/05 : 210$ (groceries, medication, cat stuff, drinks)

 

[neatokimmo]

I am backtracking my vacation spending. I was right on target with the $150.

9/5 - about $5 in drinks on the way home & about $35 at the postal museum (they had international Disney stamps...how cool is that?)
9/4 - $4 ice cream, $39ish at Claires (i bought a Christmas present), $6ish at CVS
9/3 - $20.77 on zoo toys, fries & coke, $5.75. Safeway for drinks, $11.53
9/2 - $2 water, $20 metro card
9/1 - zero

Vacation Cash - $.95/150
Groceries - $100/100
Eating out (breakfast, tacos, dinners) - $107.12/107.12
Clothes - $45/45
Toys - $20/20
Makeup - $25/25
General household stuff - $50/50
Yard Sales - $20/20
DDs preschool supply list - $50/50

 

[Granfan]

Groceries for week--$48.53
(this is down from over $100 week. I made out menus using what I already had and just bought essentials.)

 

[neatokimmo]

Hopefully I'm not hijacking the thread, but if you get a RR from Walgreens, how can you use it at another store? I didn't know you could even do that. How do you know what you can use it on?

Running Total: Spent $113.05
$0 Days:1/12

Groceries ($210)- $25.05
Eating Out ($210)- $53
Would really like to scale this back this month. We will see what happens.
Misc. (Shopping/Entertainment) ($210) $35

Decided to start a weekly budget, maybe this way I won't get too discouraged!

Week 2:
$49 Groceries: $51.95 left
$49 Eating Out: $26 left
$49 Misc: $42 left

WEEK 1 BEGIN:
1- Going to watch my sister play volleyball with my 3 year old son. Packing a dinner for us, so we don't have to stop for something on the way! It is a start! I did it! And got a $0because of it!
2- Did some awesome damage with coupons today and resisted the drive thru at McDonald's even though I really wanted to stop.
$19.78 (Groceries-Walgreens got back $21 in RR), $1.27 (Groceries-Jewel), $4 (Groceries-Dominick's even donated some to the MDA!) After all of that still have $12 in catalina coupons to use! If interested to see the damage http://buck-free-moneymakers.blogspot.com/2010/09/what-great-week-walgreens-jewel.html!
3- $20 (Eating Out- Chic-Fil-a), $6 (Starbucks)
4- $10 (Eating Out- Pizza), $35 (Shopping- T-shirts and split the pot)...spent $350 on a silent auction item of a 7 night Sheraton Vistana stay and ended up winning it, but I won't include this in my no buy..ended up being an awesome deal though!! Out of town at Indy DIS meet (there is a silent auction....hope I don't spend too much!)
WEEK 2 BEGIN:
5- Coming home from DIS meet $17 (Eating Out- Culver's)


Budget: $630....18%
Month: 5/30: 17%

My savings from coupons and sales: $105.21

 

[charming23]

Back from my weekend away and wish I could say I had fun. Came home earlier in the day than we normally do as I have a cold.

September Budget:

Groceries - $200
Household- $50
Gas/Car- $50
Eating out/ Entertainment- $50/ $31 left
School Spending- $20
Misc/Emergency- $50

Total- $420/ $401

Goal of 12 No buy Days

Week One
9/1- $0
9/2- $19 dinner at Red Latern Inn
9/3- Out of town
9/4- Out of town
9/5- Out of town
9/6- Out of town
9/7-

1/12 No Buy days

Coupon and Store Savings

 

[ilovepete]

Goal: 15 no spend days, so far 1/15

Sept 1: $64.30 (Mexican food for dinner - $36.23, Target - $28.07)
Sept 2: $220 (Groceries - $157, Gas - $38, Disney Store - $25)
Sept 3: $0 YAY!
Sept 4: $230 ($10 Farmer's Market, $44 Target, $137 Costco, $40 Carrabba's)
Sept 5: $40 ($15.00 Mini Golf, $25.00 European Street dinner out)
Sept 6: $0 (not leaving the house today!)

Total for month: $554.30

OK I swear we generally do not eat out this much! At least I have had coupons each place we have been for 1 free meal, but geez it is a lot! We usually eat out this much in a MONTH not a week. Anyway, tightening the belt on the money for the rest of the month now!

 

[DisneyCrafter]

Monthly Budget:

Groceries/Household Items: $220-$135.36= $84.64 REMAINING

$74.46 Target
$13.69 Dollar Tree
$1.08 Factory Card Outlet
$5.42 ALDI
$8.27 Target
$14.27 Walts
$3.65 Jewel
$4.30 B-Haven
$10.22 ALDI
Total: $102.92

Gas: $250-$130= $120 REMAINING

Extras: $198 SPENT...I'm not too happy about this but we had budgeted $100 for our town's annual Fall Fest, so we are $98 over ALREADY. That just translates to less $$ to spend in WDW.

$0 Spend Days: (Goal is 15...3 so far!)

September 1: $0
September 2: $0
September 3: NO
September 4: NO
September 5: NO
September 6: NO

 

[lougoofy]

9/05/10: $12 chinese food delivery and $2.75 snack and newspaper

9/06/10: $11.85 local home decor/collectibles store and $4.77 dollar store

 

[Virgderon]

Finally a 0 day, after a weekend of spending a bit too much.

Running Total: Spent $165
$1000 budget...$835 left
$0 Days: 2
Goal is 8 or more!
coupon/sale savings : 44

Groceries budget- $250-16-46= 188

September 1 : 0
September 2: 31 (16 groceries, 15 misc)
September 3: 46 (groceries)
September 4: 34 (pedicure/eyebrows)
September 5: 54 (9 Burger King, 8 Old Navy, 28 flea market, 9 Walgeens)
September 6: 0

 

[Priorityonecb]

Sept 1 - $5.01 Arby's, $100 3 Christmas presents
Sept 2- 0 day
Sept 3- $15 Celebratory dinner and ice cream cake! Dd make jazz band!
Sept 4- OOT-Maryland $13 Pier One Candles
Sept 5- OOT-Maryland $12 snacks/drinks for drive home, $16 B&N game
Sept 6- $0 day!
Sept 7
Sept 8
Sept 9
Sept 10
Sept 11
Sept 12
Sept 13
Sept 14
Sept 15
Sept 16
Sept 17
Sept 18
Sept 19
Sept 20
Sept 21
Sept 22
Sept 23 Gulf of Mexico!
Sept 24 Busch Gardens!
Sept 25 Aquatica!
Sept 26 Down Day!
Sept 27 Harry Potter at US!
Sept 28 Epcot!
Sept 29 Home.
Sept 30