DVC vs. DCL (Trip Insurance, Transfers)

[natt]

When I booked our cruise (for March '03) I was given info. from MS to call TravelGuard for trip insurance, and when to call MS back if I wanted to add DCL ground transfers to the port.

Does anyone know of transaction rules (legal stuff) as to why I can't just call DCL to handle these things? (Is my ressie technically through DVC and DCL would not recognize by ressie#??) The reason I would want to do it this way, is that DVC does not accept Discover and DCL does - we prefer using that if possible for the $-back!

Must members automatically use DVC's trip insurance provider, or do you research other options?
I'm not trying to beat the system, and I want to conform with DVC guidelines.

Anyone know the details on this stuff? natt

 

[TnRobin]

You are free to purchase travel insurance from anyone you want. Call aroung and compare rates.

As for transfers, I would try to call DCL directly. It cannot hurt. Sometimes DCL will not deal with the customer directly if they booked through a Travel agency. I am not sure why, but that seems to be the rule. I think DCL may consider DVC a "travel agency" but I am not sure. Again you are only out a call if they say no.

I personally prefer renting a "one-way" car to go to port and then rent another coming back (they usually cost $40 - 50 each way) or I have even hired the towncar services to take us ($190 a round trip). If you have 4 people cruising, you can have a private towncar for what you would pay DCL to ride a bus.