The problem is that it isn't just about the number of points someone has, even if they are renting out 100% of them this year. I think they aren't ever going to give a number of points you are allowed to rent out as then that gives commercial renters something they can try to work around.
A member with 4000 points that has used almost all of them over the past 10 years but rented out all 4000 of them for this single year may not be suspect at all. But a member owning 2000 that has rented out 90% over the past 5 years probably would be suspect. Or an owner with 500 points that has rented out 100% of them over the past 10 years.
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Just for fun, if for some reason Disney contacted me and I were tasked with this personally, I would make it an internal sliding scale assessment based on percentage of your membership points you rented out on average historically over certain periods and modified by the number of confirmed reservations for popular rooms you have rented out over those periods or any other modifiers we felt we needed. I would not post the algorithm publicly for anyone trying to game the system. I would then investigate any membership that is flagged by the algorithm regardless of the number of points owned, though I would probably start with the highest number of points owned on the list and work my way down, and maybe stop somewhere in the middle if availability and commercial renting seems to have improved significantly.
I would probably start with something with flags like this for the
Disney Vacation CLUB (Correcting Leasing + Use Balance) (
please note numbers are not final, this is just a first thought starting point for my not yet patented* CLUB system)
Memberships that have had: correcting leasing use balance
- All guests on the reservation that did not match any owners/members/probably family members (PFM) on the contracts 100% of the time over the past 3 years
- All guests on the reservation that did not match any owners/members/PFM on the contracts 90% of the time over the past 4 years
- +1 percentage point for every confirmed reservation in the last 12 months that had a lead guest name change by MS.
- +2 percentage points for every confirmed reservation in the last 12 months that had a lead guest name change by MS for a high value* room or during a high value* period
- All guests on the reservation that did not match any owners/members/PFM on the contracts 80% of the time over the past 5 years
- +1 percentage point for every confirmed reservation in the last 12 months that had a lead guest name change by MS.
- +2 percentage points for every confirmed reservation in the last 12 months that had a lead guest name change by MS for a high value* room or during a high value* period
- All guests on the reservation that did not match any owners/members/PFM on the contracts 70% of the time over the past 7years
- +1 percentage point for every confirmed reservation in the last 12 months that had a lead guest name change by MS.
- +2 percentage points for every confirmed reservation in the last 12 months that had a lead guest name change by MS for a high value* room or during a high value* period
- All guests on the reservation that did not match any owners/members/PFM on the contracts 60% of the time over the past 8years
- +1 percentage point for every confirmed reservation in the last 12 months that had a lead guest name change by MS.
- +2 percentage points for every confirmed reservation in the last 12 months that had a lead guest name change by MS for a high value* room or during a high value* period
- All guests on the reservation that did not match any owners/members/PFM on the contracts 50% of the time over the past 10 years
- +1 percentage point for every confirmed reservation in the last 12 months that had a lead guest name change by MS.
- +2 percentage points for every confirmed reservation in the last 12 months that had a lead guest name change by MS for a high value* room
*High value rooms/periods to be determined by an internal list and updated as needed. (Would likely contain at least BWV resort view studios, AKV value studios, AKV club studios, First 2 weeks of December, etc. to start)
Then if a member is questioned and they can prove they were letting family/friends stay at no charge, then it is no issue and they can continue using their membership as normal, or receive a warning if they were mostly rentals, or get hit with the
CLUB.