I'm considering a DVC purchase. Leaning toward resale, primarily because I don't care to use the other Disney benefits that direct purchase affords, and secondly because I would really like BLT as my home resort, and $165/pt. direct just won't cut it. But here's what I don't understand: Contracts for the same number of points are commodities as far as I can tell, i.e. should be priced nearly the same because value to the customer of one vs. the other contract are nearly the same. Save for Use Year, number of banked points from the current year, and whether current year dues are required to be paid.....why would prices vary so much? Is it just owners listing high and hoping someone buys it? Are there hidden characterisitcs in one contract vs, another that provides additional value to the buyer. May be a silly question...just started the process, and though I have read posts over the last month, I'm just not quite feeling completely educated yet. Thanks in advance for the help!