It's really hard to get SW FL Gulf Coast timeshares via RCI. I used to own Charter Club of Marco Island before we moved here. I tried to trade via Hilton and had no luck with much of anything other than one of the resorts in Orlando. I agree with BillPA about renting your points and then booking with cash. Last two years we have had bad red tide; last year wasn't quite as bad as the year before but for some reason Sanibel and Captiva seem to get it a bit worse than we do on Marco Island.