DVC "Disney Experiences" bookings and 6 months 0% financing Disney Visa?

[Lorana]

Does anyone know if any exchange bookings are supposed to receive the 6 months 0% financing with the Disney Visa?

We booked the DVC Member First Wave Rhone River Cruise for next year, as well as the 3 night AbD Paris Escape ahead of time. I put the deposit for the River Cruise on my Disney Visa, and I put the escape on my husband's. His statement just cut, and the Paris Escape did not earn 0% financing. I'm reaching out to Chase, but thought I'd ask here. Will I have the same issue with the river cruise? If I had known I wouldn't have gotten the financing, I would have put this on my Chase Sapphire card...

 

[Sandisw]

The ABD should be covered is you booked directly with them. If you exchanged via DVC, then I that could explain why it was not covered.

And, I would assume the DVC won’t either

 

[CarolynFH]

I seem to remember similar issues being reported here several years ago (I’m pretty sure it was pre-Covid) relative to a member cruise. It took some time to be straightened out. @bobbiwoz were you involved? IIRC everyone eventually got their 6 months 0% interest.

 

[AstroBlasters]

Does anyone know if any exchange bookings are supposed to receive the 6 months 0% financing with the Disney Visa?

We booked the DVC Member First Wave Rhone River Cruise for next year, as well as the 3 night AbD Paris Escape ahead of time. I put the deposit for the River Cruise on my Disney Visa, and I put the escape on my husband's. His statement just cut, and the Paris Escape did not earn 0% financing. I'm reaching out to Chase, but thought I'd ask here. Will I have the same issue with the river cruise? If I had known I wouldn't have gotten the financing, I would have put this on my Chase Sapphire card...

I am so annoyed at my Chase Sapphire Reserve card…. The Ultimate Rewards prices are garbage, the Priority Card doesn’t give me any benefit since they cut some vendors, I can’t imagine I’ll keep it for much longer….

 

[Sandisw]

I seem to remember similar issues being reported here several years ago (I’m pretty sure it was pre-Covid) relative to a member cruise. It took some time to be straightened out. @bobbiwoz were you involved? IIRC everyone eventually got their 6 months 0% interest.

That’s right. I remember this now! Hopefully that means I am wrong!

 

[CarolynFH]

That’s right. I remember this now! Hopefully that means I am wrong!

Oh good, I’m glad you remember it too! I can’t remember details, just that it seemed to take a lot of coordination (meaning many phone calls) between D.V.C. and Chase.

 

[Lorana]

Chase did get back to me and say that it doesn’t qualify and if it was a deposit for a DVC AbD booking - then it’s up to DVC to “book it directly with Adventures by Disney.”

I suspect it’s how it comes through - as a “DVC Travel Reserve” - which doesn’t flag as meeting the 6 month 0% financing. It’s frustrating because when I booked the DVC First Wave sailing to Lookout Point, I didn’t have this issue - it came through as a Disney Cruise booking - more with the DVC Starcruiser offer.

I guess now I have to contact DVC…

 

[Lorana]

The Ultimate Rewards prices are garbage,

I’m not sure what you mean by this? Is it because many airlines and hotels are now over-inflating reward flights and nights? I continue to get really good value on my Chase UR points when using them for business class international rewards, especially when I can get transfer bonuses.

I do agree on the changes to priority pass, but at least it’s still 2 free guests. It’s far less useful in my home airport now but we rarely arrive early enough to use an airport lounge AND there’s now a Chase Sapphire lounge there which is so much better than the Priority Pass. I was definitely grateful for it last trip when we got stuck at Orlando Airport for 6 hours though!

I’m far more annoyed with Amex Platinum increasing fees, then increasing authorized user fees; and then changing how their lounge access works. If I weren’t getting value out of the extra credits it offers, I’d have dropped the card by now.

 

[AstroBlasters]

I’m not sure what you mean by this? Is it because many airlines and hotels are now over-inflating reward flights and nights? I continue to get really good value on my Chase UR points when using them for business class international rewards, especially when I can get transfer bonuses.

I do agree on the changes to priority pass, but at least it’s still 2 free guests. It’s far less useful in my home airport now but we rarely arrive early enough to use an airport lounge AND there’s now a Chase Sapphire lounge there which is so much better than the Priority Pass. I was definitely grateful for it last trip when we got stuck at Orlando Airport for 6 hours though!

I’m far more annoyed with Amex Platinum increasing fees, then increasing authorized user fees; and then changing how their lounge access works. If I weren’t getting value out of the extra credits it offers, I’d have dropped the card by now.

Yes, using the points through the UR travel engine is now a terrible deal.

At my home airport of Portland, there are essentially no longer any perks. No lounges. No place to use it for food.

We fly Alaska, and I do not believe you can not transfer points to Alaska.

They essentially gutted the card for any way that I would care to use it.

 

[Lorana]

Yes, using the points through the UR travel engine is now a terrible deal.

At my home airport of Portland, there are essentially no longer any perks. No lounges. No place to use it for food.

We fly Alaska, and I do not believe you can not transfer points to Alaska.

They essentially gutted the card for any way that I would care to use it.

Yeah, unfortunately you cannot transfer points into Alaska. It would be amazing if you could! I find value in my Sapphire primarily for transferring to award partners -- we're going on the Disney Fantasy to Norway this summer out of London, and I got outsized value by transferring points to Virgin Atlantic with a 40% transfer bonus and snagged flights in January at a low points cost, so we're flying Upper Class (Business) both ways for all 4 of us. 200,000 points transferred to 280,000 points with the bonus. Those points would have been $2000 cashback, or $3000 in the Chase portal, but the cost if we had paid for those flights (which I wouldn't have done if I was paying cash!) is $12,000.84, so absolutely getting huge value with our Chase points. Even if I had to use 280,000 points ($2800 cashback or $4400 in the Chase portal), it absolutely would be worth it.

I do also have the Alaska card as I used to travel on it all the time for work, and I'm grandfathered in to the old perks (no minimum spend for the companion ticket). However, Alaska dropped the BOS to LAX flight, and I changed jobs, so I don't fly it as frequently, but they probably have the best awards miles for international travel, so I do keep using my card. I really hope as the merger finalizes that they don't go the way of so many other airlines and devalue their award bookings. I do wish they'd bring back the LAX flights, as I'd fly them again more often, and I appreciate earning based on miles flown as opposed to price paid on those transcontinental flights!