DVC direct on CSR or Disney Visa?

[♥ Mandi ♥]

Looking to buy DVC Direct, contract cost would be about $29,000 of which $15k or so I’d pay off immediately and looking for an interest free option to pay the remainder over 12mos ideally.
I do have a Chase Sapphire Reserve, would the best option be to put the entire $29k on the CSR and do The My Chase Plan for 12 or 24 mos at 0%, pay the $15k cash directly to the card balance immediately and just pay the remaining balance off ASAP interest free? Would I also get the 3% back for travel?

I also have a Disney Visa but I believe that would be 2% and only 6mos 0% APR correct?

 

[CarolynFH]

Yes, the CSR should give you 3% - DVC codes as Travel for them, so you could pay your dues with it each year and get 3% for them, too!

Re the Disney Visa, the only advantage there is that DVD will allow you to pay for your contract in 4 parts: down payment, 30 days, 60 days, 90 days. Each payment would have its own 6 month 0% repayment period.

I'd post your question on the DVC Purchasing forum too - many people have used the Disney Visa 90-day payment plan (including Sandi the moderator) and others have used the CSR and other rewards CC, so lots of experience to help you.