DVC Direct July 2025 Sales Data

[CarolynFH]

The longer someone waits until it is closer to their UY, they also pay lower prorated dues.

Dues are assessed and paid on a calendar year basis. If buying direct, the buyer will pay the same amount of dues, prorated from date they sign the purchase papers, regardless of UY.

Paying or reimbursing dues based on UY of points being purchased is something that’s negotiated when buying resale but is irrelevant when buying direct.

 

[mrjack5]

2755 pts at 2042 resorts 10,056 at other legacy resorts and only 7000 at CFW, they have to know that there's something wrong with their approach with CFW right?

Or they know something we don’t.

I think the "rumor" is CFW MIGHT be part of the "lakeshore lodge" association so points will be able to be used between the two properties.(Similar to Poly OG and Poly Tower)

Reason this rumor started is because CFW is the first DVC property to use a "trust" and the proximity of lakeshore lodge to CFW.

Again this is all speculation/rumor so take it with a grain of salt.

Previous discussions of same issue.

Thread 'Reflections and Cabins at Fort Wilderness?'

May 8, 2024

Do we think Reflections could actually be another phase of the Cabins at Fort Wilderness?

Disney Requests 5-Year Extension for ‘Reflections’ DVC Hotel Permit Following COVID-19 “Delay”

• PolyRob
• Replies: 21
• Forum: Purchasing DVC

• 

 

[DVCsloth]

I think the "rumor" is CFW MIGHT be part of the "lakeshore lodge" association so points will be able to be used between the two properties.(Similar to Poly OG and Poly Tower)

Reason this rumor started is because CFW is the first DVC property to use a "trust" and the proximity of lakeshore lodge to CFW.

Again this is all speculation/rumor so take it with a grain of salt.

Previous discussions of same issue.

Thread 'Reflections and Cabins at Fort Wilderness?'

May 8, 2024

Do we think Reflections could actually be another phase of the Cabins at Fort Wilderness?

Disney Requests 5-Year Extension for ‘Reflections’ DVC Hotel Permit Following COVID-19 “Delay”

• PolyRob
• Replies: 21
• Forum: Purchasing DVC

• 

I think it would be a good move for Disney to combine CFW and LL into the same association.

 

[BrownThunder]

I think the "rumor" is CFW MIGHT be part of the "lakeshore lodge" association so points will be able to be used between the two properties.(Similar to Poly OG and Poly Tower)

Reason this rumor started is because CFW is the first DVC property to use a "trust" and the proximity of lakeshore lodge to CFW.

Again this is all speculation/rumor so take it with a grain of salt.

Previous discussions of same issue.

Thread 'Reflections and Cabins at Fort Wilderness?'

May 8, 2024

Do we think Reflections could actually be another phase of the Cabins at Fort Wilderness?

Disney Requests 5-Year Extension for ‘Reflections’ DVC Hotel Permit Following COVID-19 “Delay”

• PolyRob
• Replies: 21
• Forum: Purchasing DVC

• 

Awesome if true.

 

[DoubleBaconBLT]

Dues are assessed and paid on a calendar year basis. If buying direct, the buyer will pay the same amount of dues, prorated from date they sign the purchase papers, regardless of UY.

Paying or reimbursing dues based on UY of points being purchased is something that’s negotiated when buying resale but is irrelevant when buying direct.

Sure, but if you buy a Dec UY direct contract in January, you're paying 11 months of dues until you receive your next allotment of points. If you buy that same Dec UY direct contract in November, you receive the exact same number of total points, but pay 10 months less in dues. It makes little sense to buy a direct contract right after your UY, and makes much more sense to buy direct right before your UY. You get the prior year's points to either "emergency bank" if they will allow it, or to sell back via Magical Beginnings. You get your next set of points soon. You pay less in total dues on the contract vs buying right after your UY.

 

[CarolynFH]

Sure, but if you buy a Dec UY direct contract in January, you're paying 11 months of dues until you receive your next allotment of points. If you buy that same Dec UY direct contract in November, you receive the exact same number of total points, but pay 10 months less in dues. It makes little sense to buy a direct contract right after your UY, and makes much more sense to buy direct right before your UY. You get the prior year's points to either "emergency bank" if they will allow it, or to sell back via Magical Beginnings. You get your next set of points soon. You pay less in total dues on the contract vs buying right after your UY.

I must disagree, because to me dues being assessed on calendar year basis means they are completely separate from UY.

If you bought a December UY in January 2025, you got 2024 points. You could bank them if you wanted, without asking for "emergency permission," you could sell them back via MB, or (gasp) you have 11 months to use them in 2025 to stay at a DVC resort without banking them! And you paid 12 months of dues - for calendar year 2025. You're not "paying 11 months of dues until you get your next allotment of points" - you're getting a year's worth of points right then.

If you waited until November 2025 to buy those December UY points, you got 2024 points, but you only have 1 month to use them for a resort reservation, and only if you ask for and are granted emergency banking (which is actually routinely granted for direct purchases). And you only paid 1 month of dues, for the remaining part of calendar year 2025.

Are you saying that if in January someone decides they want to buy into DVC, and they decide a December UY is best for them, they should wait until November to make that purchase?

 

[Brian Noble]

Maybe? Depends on when they can start using the points. The reasons to wait to later in the UY: pay lower dues, more time to save towards/earn interest on the purchase price. The reasons to buy earlier: prices generally only go up, have use of points earlier.

For example, I bough late in my '24 UY, and I already had my '25 UY DVC stays covered through timeshare exchnages. So, I didn't "need" the points for anything in particular anytime soon. I ended up selling my 24UY points back, and was able to bank most of my 25UY points into 26.

I did sneak in an unexpected trip during my 25UY, because why not? But that was gravy.

 

[CarolynFH]

Maybe? Depends on when they can start using the points. The reasons to wait to later in the UY: pay lower dues, more time to save towards/earn interest on the purchase price. The reasons to buy earlier: prices generally only go up, have use of points earlier.

For example, I bough late in my '24 UY, and I already had my '25 UY DVC stays covered through timeshare exchnages. So, I didn't "need" the points for anything in particular anytime soon. I ended up selling my 24UY points back, and was able to bank most of my 25UY points into 26.

I did sneak in an unexpected trip during my 25UY, because why not? But that was gravy.

Yes, but that't not my point - OP posted:

You pay less in total dues on the contract vs buying right after your UY.

And that's not true - you pay less in total dues on the contract by buying later in the calendar year. Has nothing to do with UY.

 

[DoubleBaconBLT]

Yes, but that't not my point - OP posted:

And that's not true - you pay less in total dues on the contract by buying later in the calendar year. Has nothing to do with UY.

I'm fairly new to DVC, so it's likely I don't have this right. Help me get it straight. Say you buy a direct contract in 2025 with an April UY. If you buy it in March, you pay 1 month of dues before you get your 2025 points AND you get the 2024 points too (which you can bank or sell via Magical Beginnings). If you wait to buy it in May, you won't get 2024 points. So if you sell the 2025 points via MB to make the price the same as it would have been buying in March, you won't have any points until April 2026. But you'll pay monthly dues starting in May right when you purchase. So by buying in March, you pay only 2 months more of dues AND you get one more year's worth of points.

The other way to look at it would be to compare a May 2025 purchase with a March 2026 purchase (assume you sell the MB points in both scenarios). This is where you would pay less total dues for the same total number of points by buying in March 2026 instead of May 2025. If you buy in May 2025, you pay monthly dues for 11 months before you get any points. If you buy in March 2026, you pay just one month of monthly dues before you get your points. And you get the exact same total number of points in both scenarios.

Did I miss something here?

 

[davidhr]

I'm fairly new to DVC, so it's likely I don't have this right. Help me get it straight. Say you buy a direct contract in 2025 with an April UY. If you buy it in March, you pay 1 month of dues before you get your 2025 points AND you get the 2024 points too (which you can bank or sell via Magical Beginnings). If you wait to buy it in May, you won't get 2024 points. So if you sell the 2025 points via MB to make the price the same as it would have been buying in March, you won't have any points until April 2026. But you'll pay monthly dues starting in May right when you purchase. So by buying in March, you pay only 2 months more of dues AND you get one more year's worth of points.

The other way to look at it would be to compare a May 2025 purchase with a March 2026 purchase (assume you sell the MB points in both scenarios). This is where you would pay less total dues for the same total number of points by buying in March 2026 instead of May 2025. If you buy in May 2025, you pay monthly dues for 11 months before you get any points. If you buy in March 2026, you pay just one month of monthly dues before you get your points. And you get the exact same total number of points in both scenarios.

Did I miss something here?

Dues are calendar year. It doesn’t matter what UY you get, you pay prorated dues from the day you sign until the end of the year. So the later in the (calendar) year you buy, the less dues you’ll pay. Of course, if you wait to buy until your UY has passed, the you won’t get points for the prior UY. That’s the advantage (regarding dues) of waiting as much as possible before your current UY ends.

 

[Flash_Sloth]

I'm fairly new to DVC, so it's likely I don't have this right. Help me get it straight. Say you buy a direct contract in 2025 with an April UY. If you buy it in March, you pay 1 month of dues before you get your 2025 points AND you get the 2024 points too (which you can bank or sell via Magical Beginnings). If you wait to buy it in May, you won't get 2024 points. So if you sell the 2025 points via MB to make the price the same as it would have been buying in March, you won't have any points until April 2026. But you'll pay monthly dues starting in May right when you purchase. So by buying in March, you pay only 2 months more of dues AND you get one more year's worth of points.

The other way to look at it would be to compare a May 2025 purchase with a March 2026 purchase (assume you sell the MB points in both scenarios). This is where you would pay less total dues for the same total number of points by buying in March 2026 instead of May 2025. If you buy in May 2025, you pay monthly dues for 11 months before you get any points. If you buy in March 2026, you pay just one month of monthly dues before you get your points. And you get the exact same total number of points in both scenarios.

Did I miss something here?

Buying direct, regardless of your UY, your first years dues are prorated based on when you buy. They may have it calculated to the day, or maybe they round to the month, but crudely:
If you buy in March, you pay 10/12 of the annual dues.
If you buy in July, you pay 6/12 of the annual dues
If you buy in December, you pay 1/12 of the annual dues, etc.

If you buy before your UY month, you get last years points & this years points.
If you buy during or after your UY month, you only get this years points.

If you do Magical Beginnings, they'll take the first years worth of points that you get. This may be last years points if you buy before your UY month, or this years points if you buy during or after your UY month.

 

[CarolynFH]

Dues are calendar year. It doesn’t matter what UY you get, you pay prorated dues from the day you sign until the end of the year.

Buying direct, regardless of your UY, your first years dues are prorated based on when you buy.

Exactly!

Yes, buying late in your UY makes you feel like you got extra points, because you get another year's worth of points quickly. And yes, you can do all those things with them. That's why DVC loves to sell December UY - no matter when in the following calendar year someone buys, DVC can play the "You got double points!" game.

But it reduces the amount of dues you pay over the course of your ownership of that contract only because your ownership is shorter - if you don't sell it before expiration, your ownership will end on January 31 of whatever calendar year applies to that resort. It has nothing to do with which UY you bought or when in the initial UY you bought.

 

[maui22]

Welcome Home add-ons changed the equation for some.

We started our PVB add-on around June 1 for Sept UY. Spread payments out to make sure it would not be completed before the new incentives came out mid-July.

We were able to book a Welcome Home stay for start of October at Island Tower.

In early July, DVD decided to allow our D23 gold email to be used for the discount. We had to resign all 3 deeds. Eventually final payment was made after the discount did not improve.

If we had done this add-on December 2024 (when we were very close), we would have paid roughly 8 more months of dues. Exact same points because of September UY. Because of the Welcome Home booking, it is the same dates booked.

Obviously, Welcome Home bookings are dependent on rooms available for DVD. (Our October Island Tower room was not available for DVC booking, they pulled from their inventory).

 

[Genie+]

The way I looked at it:

A) We bought direct June ‘23 with Sept UY. It came with 42 years of points and over the contract only 41 years plus 7 months dues.

B) If I had bought Jan ‘23, still would’ve had 42 years of points and 42 years plus 1 month of dues.

C) If I had bought Oct ‘23, would’ve only had 41 years of points and 41 years plus 4 months dues.

We didn’t specifically plan for that, just ended up good timing. Buying Aug ‘23 would’ve been best but I was happy enough with the deal we got and booked a December trip for my niece as soon as the points loaded. That would’ve been harder come August.