DVC 1,000 Point Club (2026)

[AstroBlasters]

At that level of points they probably rent a bunch out

Or…. live like a King!

 

[VGCgroupie]

Or…. live like a King!

We all know ehh and hes the latter

 

[epski]

At that level of points they probably rent a bunch out

Could be. I found out today that we are buying from an LLC with Vacation Club in the title, which sounds suspiciously like a commercial renting entity.

I’m not saying any users here rent commercially, but I wouldn’t be surprised if many owners have run the numbers to see how many contracts they’d need to buy before the points they could rent out would cover dues and possibly even some portion of the pro-rated contract price.

I’ve done some modeling around the way we expect to vacation over the next decade or so, and I’m seeing that we could make good use of about 1300 points. Yes, more would mean staying in 1BDs where I have us settling for deluxe studios, and perhaps we could squeeze another night out here and there with more points, especially in the summer, but honestly even with 1300 points, we’d probably have to rent some of them out occasionally. That’s a lot of Disney vacations, and we still do international once or twice a year and some domestic travel here and there, so something has to give.

 

[AstroBlasters]

Could be. I found out today that we are buying from an LLC with Vacation Club in the title, which sounds suspiciously like a commercial renting entity.

I’m not saying any users here rent commercially, but I wouldn’t be surprised if many owners have run the numbers to see how many contracts they’d need to buy before the points they could rent out would cover dues and possibly even some portion of the pro-rated contract price.

I’ve done some modeling around the way we expect to vacation over the next decade or so, and I’m seeing that we could make good use of about 1300 points. Yes, more would mean staying in 1BDs where I have us settling for deluxe studios, and perhaps we could squeeze another night out here and there with more points, especially in the summer, but honestly even with 1300 points, we’d probably have to rent some of them out occasionally. That’s a lot of Disney vacations, and we still do international once or twice a year and some domestic travel here and there, so something has to give.

Now run the math with 2BD & GV’s…. Quite easy to use 2000+ points….

 

[CWTC]

At that level of points they probably rent a bunch out

Or they use their points. Speaking from experience- GVs and cabungalows eat a lot of points.

 

[melissa70]

We all know ehh and hes the latter

I love it

 

[MerlinandtheMouse]

I feel this. We stayed on rented points early last year to try it out and visit most of the WDW resorts and ended up buying 200 PVB points direct when we got home, and our resale VGC contract closed not much after. Now, much to our surprise, we are buying at VGF, too (passed ROFR today and submitted the paperwork for direct, since we needed more points than the resale contract we got; long story), so are almost halfway to the 1000 club. At this rate, it won’t be much longer…

Wow that was a post from 2 years ago. I can’t believe how fast time has flown. Happy slightly belated 3 year DVC anniversary to us! Can’t wait to hear where you guys end up by next year!

 

[epski]

Now run the math with 2BD & GV’s…. Quite easy to use 2000+ points….

Oh, believe me: I've run the math. We can't justify anything more than a couple of 2BD every couple of years (VGC and VGF) for 4 nights each (for extended family visits). After that it's 1BD whenever the immediate family travels together, and DS for when I visit WDW with my child a couple times over the summer.

Mind you, this is still just a roadmap, though we are making progress. In fact, as I mentioned earlier in the thread, just today we cleared ROFR on a 100-point VFG contract and added on another 30 VGF points direct for the aforementioned VFG stays. Next year is BCV so we can do annual 1BD stays over spring break, then Aulani the year after that for 1BD stays every 3 years (we're East Coasters, so that's often enough for us to make that haul, much as we love the place), and then I have 4 more contracts planned after that, including the 2 for DS stays with my kid and 2 for 1BD stays as a family. And only 3 of these contracts allow for annual visits. 3 are biannual. Another 3 are triennial. Despite that, my dues projections for the 1290 vp this all would require is nearly $12k/year (if we were paying them all this year). You put that together with the amortized cost of the contracts and we're looking at nearly $1M in lodging expenses going into DVC's pockets as it is. This assumes we never sell; there's a couple of scenarios I've gamed out where we sell most of our contracts after a certain number of years and it works out to more like $400k-$500k.

For a family that went from "experimenting" with the Disneyland Hotel to joining DVC 10 months ago, that's been a bit of a change in our attitude about how we see our spending on accommodations when we travel (we typically stayed as cheaply as we comfortably could, since we never spent that much much time in our rooms, but since joining DVC, I've come to appreciate the resort itself as part of our stay, and I can justify all this because the nightly cost I've calculated is not far off from what we paid to stay at the DH in 2023. We went from seeing how cheaply we could stay cash to seeing how we could get more for less, so many of my non-Disney stays, mostly short domestic trips, I use Amex Platinum and Chase Sapphire Reserve hotel credits and points I've earned from credit card sign-up bonuses and selective spending (getting 27k Ultimate Rewards for our 30 point direct contract was a nice plus).

 

[epski]

Wow that was a post from 2 years ago. I can’t believe how fast time has flown. Happy slightly belated 3 year DVC anniversary to us! Can’t wait to hear where you guys end up by next year!

Haha. I'm so bad at looking at post dates sometimes. If things go according to plan, this time next year we'll be adding another 250 points (BCV), putting us at 705.

Happy belated DVCversary!

 

[ehh]

At that level of points they probably rent a bunch out

Or…. live like a King!

We all know ehh and hes the latter

Or they use their points. Speaking from experience- GVs and cabungalows eat a lot of points.

We use all of our 3,555 points.*

We travel to the parks frequently, mostly staying in 1BR. We have stayed/booked 57 nights in 2026 and also have 57 nights booked/planned in 2027.

We do treat ourselves to Grand Villas and Cabungalows for 10-15 nights per year, and they are indeed expensive...we don't have nearly enough points to always stay in them. We also occasionally have overlapping or 'bumper' nights so we have a room during more hours of the day.

* About 150 of our points are used to book a room for family we travel with yearly. These points (and really their entire trip) are gifted, not rented. As for transferring the deed to our family, they don't use the full points from the deed and we've found it's much easier to book/control everything ourselves. Frankly, we have zero confidence in their own ability to book.

 

[bookbabe626]

We use all of our 3,555 points.*

We travel to the parks frequently, mostly staying in 1BR. We have stayed/booked 57 nights in 2026 and also have 57 nights booked/planned in 2027.

We do treat ourselves to Grand Villas and Cabungalows for 10-15 nights per year, and they are indeed expensive...we don't have nearly enough points to always stay in them. We also occasionally have overlapping or 'bumper' nights so we have a room during more hours of the day.

* About 150 of our points are used to book a room for family we travel with yearly. These points (and really their entire trip) are gifted, not rented. As for transferring the deed to our family, they don't use the full points from the deed and we've found it's much easier to book/control everything ourselves. Frankly, we have zero confidence in their own ability to book.

Thank you for making my husband feel better about my measly (lol) 1090 pts. He has continually wondered if we have too many (hah!) and thought only the commercial renters would have large quantities of points like that. Your clear explanation of how your points are used makes me seem downright conservative in my point accumulation. Maybe he’ll stop cringing when I talk wistfully about Lakeshore Lodge…

 

[ehh]

Thank you for making my husband feel better about my measly (lol) 1090 pts. He has continually wondered if we have too many (hah!) and thought only the commercial renters would have large quantities of points like that. Your clear explanation of how your points are used makes me seem downright conservative in my point accumulation. Maybe he’ll stop cringing when I talk wistfully about Lakeshore Lodge…

I share as a cautionary tale:

I found a note I had in my Notes app from a little less than 2 years ago when we were at 1,655 points.

I detailed all the points we had at the time and how we were using them, then the idealized version of the trips we wanted to take each year and how our points could fit into them.

To do this, I put aside our 'designated for a specific stay' points (e.g., using VGC points at just VGC) and looked at what I had left for SAP+ and what we could get in the remaining stays. If we did Studios for stay X then maybe we could do a Copper Creek Cabin on a shorter stay Y type of thing. Came up with a bunch of trip combo variations all working out to similar points.

Then I detailed 7 stages of incremental upgrades and how moving pieces around would let us upgrade/extend/add certain trips (and make booking easier, often going for less competitive rooms). In these plans, 2,350 points was the max I had charted out, and mostly as a way to feel better about a more realistic aim of ~2,000.

Welp.

 

[ShaneDJ]

I share as a cautionary tale:

I found a note I had in my Notes app from a little less than 2 years ago when we were at 1,655 points.
…
Welp.

Love it how 1,655 points weren’t enough, and how 1,655 points ballooned to 3,555 points in two years!

Fascinating…and truly interesting to hear other DVC members’ journey.