I thought I read in a post somewhere where a person who didn't want to buy into SSR would possibly be able to buy points from another resort BWV, VWL etc. except for BCV and have the financing through Disney rather than the resales. Am I right on this??? Also, if this info is correct, then can one buy into these resorts as a "newbie" or is it strictly "add-ons" for those who have already bought into a DVC ??? Also, can one buy less than the 150 points in this case and add on later on???