Dumb ? about E-Bay

[mowsie dreamer]

If I win an auction on E-Bay and want to pay for the purchase with a credit card through Paypal, do I need a Paypal account or is it the seller's E-Bay account that the payment goes through? Sorry for the dumb question, I read the tutorial thing on the E-bay site, but I wasn't sure.

 

[dandave]

You'll need to set up an account with PayPal. It's really simple, though.

 

[Cthia]

If you want to pay through PayPal you have to create an Paypal account for yourself. Always check to see how the seller will accept payment. For your safety I would go through PayPal. You have control over how much is payed to the seller. It has been awhile since I purchased something so I am trying to remember. If you don't want to set one up an account check to see how else they would accept payment. Not everyone accepts payment through Paypal. I hope that helps.

 

[mowsie dreamer]

Thanks for the info! One dumb question leads to another....
If I set up a paypal acct., don't I have to give them my credit card or bank acct. information? If so, how do you handle that--cc or bank acct info? And is that safe? Sorry, hope I am not asking questions that are too personal.... I'm just confused here.

 

[dandave]

I set up an account using a CC. I've never had any problems with it.

 

[ltldeb]

We have an account using either our CC or our debit card. We have never had any problems with it.

 

[Cthia]

I set up a PayPal account using a credit card and a checking account that did not have a lot of money it. You can change what accounts or credit card you want the money to come from. I was nervous like you about giving out information but I have not had any problems with it.

 

[mowsie dreamer]

Thanks, again. Guess I will take the plunge and set up an account.

 

[Rajah]

Paypal is great! We've got it set up now with a CC, and they'll let you spend a certain amount that way before you *have* to add a checking account. We're about to get into a situation where we'll need to be verified (I think -- I'm about to take the plunge and try selling I *think*) so we're going to set up a new checking account *specifically* for internet purchases -- neither of us is comfortable giving Paypal all the information to our primary checking account.

 

[C.Ann]

Just a little more info here.. I have recently become a seller on eBay and although I "accept" Paypal , I can NOT accept credit card payments without opening a "business" account that entails all sorts of fees.. I have a personal account and can therefore accept cash transfers or echecks through Paypal.. In order for someone to "pay" me that way, their Paypal acct. has to be tied in with a checking account.. There are many, many, many sellers who accept Paypal but NOT the credit cards so the best thing to do would be to open a seperate checking acct. and place "x" amount of dollars in it for on-line purchases and then replenish it as needed.. That's what I did last year because I didn't want anyone to have access to my "main" checking acct. or credit/debit card..

Hope that all makes sense.. It's a little early in the morning here - LOL..