DUES Info! - All resorts dues have been released

[MartyParty]

This has likely been posted already but Paul got his dues article out:

https://dvcfan.com/news/2026-disney-vacation-club-annual-dues/

Something I found interesting, he linked to each resort listed the Condominium Association Notice. I found it interesting to see the total cost breakdown for each resort and associated dues components. Gives some perspective.

Example OKW has projected revenues of $58 million, house keeping $18 million, and transportation $11 million.

Bay Lake has project revenues of $30 million, house keeping $11 million, and transportation just above $2 million.

Not looking to make any huge analysis statements that we all don't all intuitively already know, but those towers and proximity to the parks have a lower cost profile. I knew OKW transportation would be higher but not that much higher.

 

[VGCgroupie]

Example OKW has projected revenues of $58 million, house keeping $18 million, and transportation $11 million.

Maybe if they turned the AC down in the buses they'd save some money.

 

[MarkNC2Disney]

TBH, BLT perplexes me somewhat. The dues are still low, but even before this year's large increase, their compounded annual growth rate was 5% - https://www.dvcresalemarket.com/buying/annual-dues/. So, not only does BLT have one of the highest CAGRs, it is the resort with the highest percentage increase this year - it's CAGR is going to exceed VB once you factor in this year's increase.

And, when I think about BLT, I just don't really get it. What drives the increase in dues here that is higher than average? Is there something unique about its sharing of expenses with the CR vs. VGF and PVB? Were dues originally just really underestimated, and so we've got years of playing catch up? I realize some of this year's increase is on account of the recent hard good refurb, but we've got many years of data now with increases in dues on the high end of things (in percentage terms).

And I say this as someone who really likes BLT and very nearly bought a good number of BLT points a few months ago (but am sort of really glad I've ended up with CCV instead ).

Don’t mean to turn this into a BLT bashing thread, but I can’t help but comment that the kitchen cabinets they installed are hideously cheap! It’s a low quality sticker on pressed board. Staying there this past August, we had just come from Riv and the difference in material quality throughout was stark. It won’t last.

So I wonder if that’s an additional variable affecting dues (not necessarily this year, but in general).

 

[Chili327]

TBH, BLT perplexes me somewhat. The dues are still low, but even before this year's large increase, their compounded annual growth rate was 5% - https://www.dvcresalemarket.com/buying/annual-dues/. So, not only does BLT have one of the highest CAGRs, it is the resort with the highest percentage increase this year - it's CAGR is going to exceed VB once you factor in this year's increase.

And, when I think about BLT, I just don't really get it. What drives the increase in dues here that is higher than average? Is there something unique about its sharing of expenses with the CR vs. VGF and PVB? Were dues originally just really underestimated, and so we've got years of playing catch up? I realize some of this year's increase is on account of the recent hard good refurb, but we've got many years of data now with increases in dues on the high end of things (in percentage terms).

And I say this as someone who really likes BLT and very nearly bought a good number of BLT points a few months ago (but am sort of really glad I've ended up with CCV instead ).

I’m not sure, I was thinking it should be low because it’s just a tower, but maybe its lower capacity so dues aren’t spread out as much or boats/marina causes higher maintenance?
Are we paying for an indoor monorail station??

I’d love to know what it is though!!

Is the 2025 estimate for the upcoming dues or the ones we already paid?

2025 is what we already paid. It’s not updated yet.

Another breakdown coming soon!!

Can’t wait!!
You’re either going to make me feel good about BLT, or contemplate switching All 161 BLT points to CCV. lol

 

[VGCgroupie]

Don’t mean to turn this into a BLT bashing thread, but I can’t help but comment that the kitchen cabinets they installed are hideously cheap! It’s a low quality sticker on pressed board. Staying there this past August, we had just come from Riv and the difference in material quality throughout was stark. It won’t last.

So I wonder if that’s an additional variable affecting dues (not necessarily this year, but in general).

Seems like the same that they are using everywhere now. .

 

[PlutoNotPlanet]

TBH, BLT perplexes me somewhat. The dues are still low, but even before this year's large increase, their compounded annual growth rate was 5% - https://www.dvcresalemarket.com/buying/annual-dues/. So, not only does BLT have one of the highest CAGRs, it is the resort with the highest percentage increase this year - it's CAGR is going to exceed VB once you factor in this year's increase.

And, when I think about BLT, I just don't really get it. What drives the increase in dues here that is higher than average? Is there something unique about its sharing of expenses with the CR vs. VGF and PVB? Were dues originally just really underestimated, and so we've got years of playing catch up? I realize some of this year's increase is on account of the recent hard good refurb, but we've got many years of data now with increases in dues on the high end of things (in percentage terms).

Not saying BLT is the best SAP, but only looking at CAGR might not be the best way to compare across resorts.

We talk about the percentage a lot, but you pay the difference in absolute value. For instance, since VB was mentioned, the same percentage increase for VB would be scary as its base is a lot higher. Also, CAGR depends a lot on what year the resort opens because inflation is definitely not a flat rate each year. Certain years it spiked.

I think @Brian Noble provided a great point: housekeeping 2026 will be higher than 2025 because many rooms were under refurb thus unavailable during 2025. That might have affected revenue and income though the projected housekeeping cost for 2025 did not look significantly lower. The refurb itself might have added $0.1 or $0.2 to the 2024/2025 due.

 

[DoubleBaconBLT]

Im not a POS master reader but I dont think a cap on dues is a thing.

I feel like I remember reading that maintenance fees (not including taxes) cannot increase by more than 15% per year. I also found an old thread that claimed Disney had a stated internal target cap of 10% and that Florida law caps timeshare dues increases at 30%, but neither of those had sources cited and I could not find any corroborating documentation for them.

 

[VGCgroupie]

I feel like I remember reading that maintenance fees (not including taxes) cannot increase by more than 15% per year. I also found an old thread that claimed Disney had a stated internal target cap of 10% and that Florida law caps timeshare dues increases at 30%, but neither of those had sources cited and I could not find any corroborating documentation for them.

@Sandisw probably knows

 

[PlutoNotPlanet]

Just looked at the breakdown of BLT. The drivers of the $0.73 due increase are
1) Operating Expenses +$0.48 (0.37 from Housekeeping and Maintenance & Fee)
2) Capital Reserves Budget +$0.04
3) Ad Valorem Taxes +$0.22...

 

[mkatsy]

Thanks Disney 6 am they start emailing dues notices. Nothing like starting your day with five reminders of “you owe me money”

 

[MyDogTink]

Im not a POS master reader but I dont think a cap on dues is a thing.

I think there’s a cap by state law and/or the POS but it’s a high cap so not meaningful here.

 

[WinterSolider]

I think there’s a cap by state law and/or the POS but it’s a high cap so not meaningful here.

My first message of the day was a bit more pleasant

 

[airjay75]

Not saying BLT is the best SAP, but only looking at CAGR might not be the best way to compare across resorts.

We talk about the percentage a lot, but you pay the difference in absolute value. For instance, since VB was mentioned, the same percentage increase for VB would be scary as its base is a lot higher. Also, CAGR depends a lot on what year the resort opens because inflation is definitely not a flat rate each year. Certain years it spiked.

I think @Brian Noble provided a great point: housekeeping 2026 will be higher than 2025 because many rooms were under refurb thus unavailable during 2025. That might have affected revenue and income though the projected housekeeping cost for 2025 did not look significantly lower. The refurb itself might have added $0.1 or $0.2 to the 2024/2025 due.

Yeah, I agree, CAGR is just one data point and using that to compare BLT vs. VB as the better "buy" would not make sense. CAGR definitely needs to be considered in light of the age of the resort and the actual current value of the dues (as well as purchase price and years left on contract). I'd still consider buying BLT as SAP, but definitely not VB. I think my comparison of BLT's CAGR to VB was just to demonstrate how BLT's consistently grown at a rate that outpaces other resorts, and, combined with the large increase this year, would definitely make me pause before buying BLT as SAP. Now, if you're buying BLT because you love it and want to use your points there, go fort it!

To put another way, I think we typically think about SAP determinations as looking at the price per point per year of the contract. And, the shorthand way to do this is to just take [price per point / years left on the contract] + [dues/point]. I have tended not to do much analysis on the growth rates in dues - just sort of assumed that, over time, growth rates in dues will balance out (at least among the resorts with longer contracts which really is the primary driver of the SAP calculation). I don't think I'd want to make that assumption about BLT anymore. Trends can always change, but BLT just seems to consistently be putting up growth rates that outpace the rest.

 

[ML_LovesDisney]

Nooooo Mine is $10,113.07

Tax rebate should bring it under 10 because I have a lot of RIV, but

I knew I shouldn't have done the math

What is the tax rebate? I remember people mentioning it the last couple years, but how long will it go on and how much do we think it will bring down our dues bills at RIV?

 

[airjay75]

What is the tax rebate? I remember people mentioning it the last couple years, but how long will it go on and how much do we think it will bring down our dues bills at RIV?

https://dvcnews.com/dvc-program-men...l-tax-rates-for-walt-disney-world-dvc-resorts



Those are the estimates from DVC news. Every resort will receive a credit or debit. RIV and VGF are the only two with credits and RIV's is quite significant. If you read through the article, there is a category of assessed value that affects some of the taxes where, once the resort is fully declared, they can't increase the assessed value by more than $10,000. That cap doesn't technically apply to RIV but apparently the tax assessor decided to apply the cap anyways - maybe on account of how long RIV has been selling and that it otherwise would have been fully declared by now had it not been for the COVID years? Just speculation. I wouldn't expect this sort of credit going forward for RIV, as evidenced by 2026 estimated taxes.

 

[ML_LovesDisney]

https://dvcnews.com/dvc-program-men...l-tax-rates-for-walt-disney-world-dvc-resorts

View attachment 1026498

Those are the estimates from DVC news. Every resort will receive a credit or debit. RIV and VGF are the only two with credits and RIV's is quite significant. If you read through the article, there is a category of assessed value that affects some of the taxes where, once the resort is fully declared, they can't increase the assessed value by more than $10,000. That cap doesn't technically apply to RIV but apparently the tax assessor decided to apply the cap anyways - maybe on account of how long RIV has been selling and that it otherwise would have been fully declared by now had it not been for the COVID years? Just speculation. I wouldn't expect this sort of credit going forward for RIV, as evidenced by 2026 estimated taxes.

Thank you!

 

[Judique]

Welp I’m at $1,750 for 2026. Which sounds good until I think about how it’s not enough points to cover all our needs so we keep renting, paying cash and buying OTUP too. Those add up pretty quick!

Unfortunately I'm a lot higher than that, but so far, it's affordable for me, and I'm able to share with immediate family.

Now, if I were to win the lottery, I'd purchase a few more points - selectively! I still may round out a small number to make a certain number a bit higher. I did speak to my guide in October. October is my use year start so I have loads of time to get them before (to get double points) and I have what I need for the fall and early winter bookings.

Plus lots of time to come to my senses and NOT buy any more points. I've got to stop doing math on this stuff.

 

[MyDogTink]

My first message of the day was a bit more pleasant

View attachment 1026493

Haha. This was my first post on this thread. I’ve been busy with work and a sick kid. I appreciate all the info posted by my fellow DVC peeps.