DUES Info! - All resorts dues have been released

[arich35]

I wonder if there will ever be a cap or am I going to be paying $15 per point in 12 years. Eventually the value of the contracts will tank a lot of it costs way too much for dues

 

[VGCgroupie]

I wonder if there will ever be a cap or am I going to be paying $15 per point in 12 years. Eventually the value of the contracts will tank a lot of it costs way too much for dues

Im not a POS master reader but I dont think a cap on dues is a thing.

 

[eticketplease]

I wonder if there will ever be a cap or am I going to be paying $15 per point in 12 years. Eventually the value of the contracts will tank a lot of it costs way too much for dues

Just be pleased if you get 12 years.

in one more year, 2027, VB will be at that mark

 

[airjay75]

I wonder if there will ever be a cap or am I going to be paying $15 per point in 12 years. Eventually the value of the contracts will tank a lot of it costs way too much for dues

So long as dues are less than Disney's rack rates, there will always be value in the contract. And, the good news is that cash rates at Disney tend to go up at a rate that equals or exceeds the rate of inflation. So, dues may be $15/point in 12 years, but Disney's rack rate may go from $25/point to $30/point. When you think about the effect of inflation on today's dollars, it always feels somewhat awkward to think about the fact that something that costs $X today will cost $Y in so many years. For example, even if you just assume a modest 3% inflation rate, something that costs $10 today should cost $14.26 in 12 years.

I just pulled up a basic inflation calculator - https://www.calculator.net/inflation-calculator.html. It's a fun exercise to put in the dues for a given resort and see what the dues of that resort should be if it had just tracked inflation. A few examples.

RIV opened in December 2019 with annual dues of $8.31. If that had kept pace with inflation, dues today should be $10.46. Actual dues starting in January will only be $9.46.

CCV opened in July 2017 with annual dues of $7.33. If that had kept pace with inflation, dues today should be $9.73. Actual dues starting in January will only be $9.02

BLT opened in August 2009 with annual dues of $3.67. Here, the growth in dues have exceeded inflation - had it tracked inflation, dues would only be $5.52. Actual dues starting in January will be $8.74.

SSR opened in May 2004 with annual dues of $3.80. Growth has also exceeded inflation here - had it tracked inflation, dues would only be $6.53. Actual dues starting in January will be $9.19.

VGF opened in October 2013 with annual dues of $5.41. If dues had tracked inflation, they should be $7.52. Actual dues starting in January will be $8.31.

Just a few examples.

 

[Chili327]

So. Now that we have updated numbers, what is the best SAP/SAP+?

Still seems to be CCV, and BLT is getting to be up to the point it’s not in the club anymore. lol

Well as I am adding up my dues. I thought BWV was better for me % wise. But CCV was the winner for me when you look at just overall cents more per point. Loving my CCV more and more. And to think CCV was my very first newbie contract. Too bad it's only 100 points.

Maybe I should be focusing on CCV instead of BWV. lol

I calculate my total at about $8500 for 2026.

Does anyone else use this to see what their dues will be? “D\/C Toolkit”

 

[tx911]

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Still seems to be CCV, and BLT is getting to be up to the point it’s not in the club anymore. lol



Maybe I should be focusing on CCV instead of BWV. lol


Does anyone else use this to see what their dues will be? “DVC Toolkit”


View attachment 1026449

I use that. I'm not sure it's 100% accurate though. Just an estimate maybe?

 

[Chili327]

I use that. I'm not sure it's 100% accurate though. Just an estimate maybe?

True, I’m not sure how accurate, but it’s nice to see what it might be if I add this contract with that many points or that contract with this many points, etc.
I’ll check it when my dues actually hit my membership.

 

[VGCgroupie]

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I use that. I'm not sure it's 100% accurate though. Just an estimate maybe?

Well geez. I used it, and didn’t double check it.

 

[airjay75]

Still seems to be CCV, and BLT is getting to be up to the point it’s not in the club anymore. lol

TBH, BLT perplexes me somewhat. The dues are still low, but even before this year's large increase, their compounded annual growth rate was 5% - https://www.dvcresalemarket.com/buying/annual-dues/. So, not only does BLT have one of the highest CAGRs, it is the resort with the highest percentage increase this year - it's CAGR is going to exceed VB once you factor in this year's increase.

And, when I think about BLT, I just don't really get it. What drives the increase in dues here that is higher than average? Is there something unique about its sharing of expenses with the CR vs. VGF and PVB? Were dues originally just really underestimated, and so we've got years of playing catch up? I realize some of this year's increase is on account of the recent hard good refurb, but we've got many years of data now with increases in dues on the high end of things (in percentage terms).

And I say this as someone who really likes BLT and very nearly bought a good number of BLT points a few months ago (but am sort of really glad I've ended up with CCV instead ).

 

[tx911]

True, I’m not sure how accurate, but it’s nice to see what it might be if I add this contract with that many points or that contract with this many points, etc.
I’ll check it when my dues actually hit my membership.

Is the 2025 estimate for the upcoming dues or the ones we already paid?

 

[Add-On-Itis]

Yea the higher points equal lower dues argument is a little silly, sure your per point is lower but you gotta spend more points to stay there so it's kinda a wash vs slightly higher dues per point but less points per stay.

Now having lower dues and staying at a cheaper resort, that makes sense.

That would make VGF and PVB good SAP points

 

[VGCgroupie]

So we calculated the estimated average increase over the life. Ugh why is it blurry. Blah! I will type it out in an edit.

OKW - 4.4%
BWV - 3.3%
VB - 5%
HHI - 4.8%
BRV - 3.9%
BCV - 4.1%
SSR - 4.1%
AKV - 4.3%
BLT - 5.3%
VGC - 5.5%
AUL - 4.4%
VGF - 3.4%
POLY - 3.1%
CCV - 2.4%
RIV - 1.9%
VDH - 5.2%
CFW - 0.5%

 

[VGCgroupie]

So we calculated the estimated average increase over the life. Ugh why is it blurry. Blah! I will type it out in an edit.

OKW - 4.4%
BWV - 3.3%
VB - 5%
HHI - 4.8%
BRV - 3.9%
BCV - 4.1%
SSR - 4.1%
AKV - 4.3%
BLT - 5.3%
VGC - 5.5%
AUL - 4.4%
VGF - 3.4%
POLY - 3.1%
CCV - 2.4%
RIV - 1.9%
VDH - 5.2%
CFW - 0.5%

Standout to me is the high % for VDH in its short lifespan vs RIV and CFW. Also if you see VGC its the highest % so this does not give me the good feels for where VDH is headed...

 

[VGCgroupie]

TBH, BLT perplexes me somewhat. The dues are still low, but even before this year's large increase, their compounded annual growth rate was 5% - https://www.dvcresalemarket.com/buying/annual-dues/. So, not only does BLT have one of the highest CAGRs, it is the resort with the highest percentage increase this year - it's CAGR is going to exceed VB once you factor in this year's increase.

And, when I think about BLT, I just don't really get it. What drives the increase in dues here that is higher than average? Is there something unique about its sharing of expenses with the CR vs. VGF and PVB? Were dues originally just really underestimated, and so we've got years of playing catch up? I realize some of this year's increase is on account of the recent hard good refurb, but we've got many years of data now with increases in dues on the high end of things (in percentage terms).

And I say this as someone who really likes BLT and very nearly bought a good number of BLT points a few months ago (but am sort of really glad I've ended up with CCV instead ).

When I was deciding on my first contract, I looked at BLT average increase and commented on it here. People did not agree with me since it still had lower overall dues. I ended up going CCV was you know.

 

[VGCgroupie]

Another breakdown coming soon!!

 

[atthebeachclub]

Standout to me is the high % for VDH in its short lifespan vs RIV and CFW. Also if you see VGC its the highest % so this does not give me the good feels for where VDH is headed...

I suspect California wages and cost of living explain a lot. And having major fires in Southern California probably didn’t help insurance rates.

 

[VGCgroupie]

Average last 3 years, 5 years, 10 years, 15 years, lifetime.