Down payment questions

[malloriep87]

Looking into buying direct and they mentioned something breaking the down payment into smaller amount. Can anyone tell me how they do this?

 

[kmc8826]

I think you have to pay 10% plus closing costs but can arrange with your guide to have time to pay off the rest. You can make that initial payment on more than one card but do need to do it at once. Later you just call the guide or the billing and they can charge different credit cards.

I know people say 90 days but the most I have gotten is 60 days. People also push the 6 months 0% on Disney Visa which is fine if you already have the card. If you don’t have it yet another credit card that offers at least a year at 0% would be a better option; especially if you are getting cash back instead of Disney dollars.

 

[Best Aunt]

I think you have to pay 10% plus closing costs but can arrange with your guide to have time to pay off the rest. You can make that initial payment on more than one card but do need to do it at once. Later you just call the guide or the billing and they can charge different credit cards.

I know people say 90 days but the most I have gotten is 60 days. People also push the 6 months 0% on Disney Visa which is fine if you already have the card. If you don’t have it yet another credit card that offers at least a year at 0% would be a better option; especially if you are getting cash back instead of Disney dollars.

when you say to call the billing office, is that Member Administration? I don’t think Member Administration had taken calls since the pandemic began.

 

[kmc8826]

when you say to call the billing office, is that Member Administration? I don’t think Member Administration had taken calls since the pandemic began.

I don’t remember the exact name which is why I said billing. I think maybe it is quality assurance. They are most definitely open. I bought a small contract this summer. When it comes to buying direct DVC Disney isn’t going to make it that difficult to take your money.

 

[Sandisw]

Just let your guide know you want to spread out the payments and they will get it set up to auto bill your CC at the increments you instruct.

 

[malloriep87]

Just let your guide know you want to spread out the payments and they will get it set up to auto bill your CC at the increments you instruct.

Ok thank you!!